BankOrion Financial Reports - Printer Friendly (2023)

BankOrion Financial Reports - BankORION

BankORION

Schedule RC Balance Sheet

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-03-31

ASSETS
	Cash and balances due from depository institutions (from Schedule RC-A)
		Noninterest bearing balances and currency and coin*		7,649
		Interest bearing balances**		714
	Securities:
		Held to maturity securities (from Schedule RC-B)		0
		Available for sale securities (from Schedule RC-B)		231,726
		Equity securities with readily determinable fair values not held for trading		0
	Federal funds sold and securities purchased under agreements to resell
		Federal funds sold in domestic offices		0
		Securities purchased under agreements to resell***		0
	Loans and lease financing receivables (from Schedule RC-C):
		Loans and leases held for sale		0
		Loans and leases, net of unearned income		337,471
		LESS: Allowance for loan and lease losses		4,624
		Loans and leases, net of unearned income and allowance		332,847
	Trading assets			0
	Premises and fixed assets (including capitalized leases)			6,937
	Other real estate owned (from Schedule RC-M)			124
	Investments in unconsolidated subsidiaries and associated companies (from Schedule RC-M)			0
	Direct and indirect investments in real estate ventures			0
	Intangible assets (from Schedule RC-M)			5,874
	Other assets (from Schedule RC-F)			21,862
	Total assets			607,733

LIABILITIES
	Deposits:
		In domestic offices		511,762
			Noninterest bearing****	92,433
			Interest bearing	419,329
	Federal funds purchased and securities sold under agreements to repurchase
		Federal funds purchased in domestic offices*****		0
		Securities sold under agreements to repurchase******		2,487
	Trading liabilities			0
	Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases)(from Schedule RC-M)			45,300
	Subordinated notes and debentures*******			0
	Other liabilities (from Schedule RC-G)			2,861
	Total liabilities			562,410

EQUITY CAPITAL
	Perpetual preferred stock and related surplus			0
	Common stock			1,200
	Surplus (exclude all surplus related to preferred stock)			12,467
	Retained earnings			54,685
	Accumulated other comprehensive income********			(23,029)
	Other equity capital components*********			0
	Total bank equity capital			45,323
	Noncontrolling (minority) interests in consolidated subsidiaries			0
	Total equity capital			45,323
	Total liabilities and equity capital			607,733

Memorandum
To be reported with the March Report of Condition.
	Bank's fiscal year-end date			1231
	Indicate in the box at the right the number of the statement below that best describes the most comprehensive level of auditing work performed for the bank by independent external auditors as of any date last year.			2b
1a = An integrated audit of the reporting institution's financial statements and its internal control over financial reporting conducted in accordance with the standards of the American Institute of Certified Public Accountants (AICPA) or Public Company Accounting Oversight Board (PCAOB) by an independent public accountant that submits a report on the institution
1b = An audit of the reporting institution's financial statements only conducted in accordance with the auditing standards of the AICPA or the PCAOB by an independent public accountant that submits a report on the institution
2a = An integrated audit of the reporting institution's parent holding company's consolidated financial statements and its internal control over financial reporting conducted in accordance with the standards of the AICPA or the PCAOB by an independent public accountant that submits a report on the consolidated holding company (but not on the institution separately)
2b = An audit of the reporting institution's parent holding company's consolidated financial statements only conducted in accordance with the auditing standards of the AICPA or the PCAOB by an independent public accountant that submits a report on the consolidated holding company (but not on the institution separately)
4 = Directors' examination of the bank conducted in accordance with generally accepted auditing standards by a certified public accounting firm (may be required by state-chartering authority)
5 = Directors' examination of the bank performed by other external auditors (may be required by state-chartering authority)
6 = Review of the bank's financial statements by external auditors
7 = Compilation of the bank's financial statements by external auditors
8 = Other audit procedures (excluding tax preparation work)
9 = No external audit work
* Includes cash items in process of collection and unposted debits.

** Includes time certificates of deposit not held for trading.
*** Includes all securities resale agreements, regardless of maturity.
**** Includes total demand deposits and noninterest bearing time and savings deposits.
***** Report overnight Federal Home Loan Bank advances in Schedule RC, item 16, Other borrowed money.
****** Includes all securities repurchase, regardless of maturity.
******* Includes limited-life preferred stock and related surplus.
******** Includes net unrealized holding gains (losses) on available for sale securities, accumulated net gains (losses) on cash flow hedges, and minimum pension liability adjustments.
********* Includes treasury stock and unearned Employee Stock Ownership Plan shares.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC B Securities. Exclude assets held for trading.

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-03-31

U.S. Treasury securities ((Held to maturity) Amortized Cost)				0
U.S. Treasury securities ((Held to maturity) Fair Value)				0
U.S. Treasury securities ((Available for sale) Amortized Cost)				11,715
U.S. Treasury securities ((Available for sale) Fair Value)				11,011

U.S. Government agency and sponsored agency obligations (exclude mortgage-backed securities) ((Held to maturity) Amortized Cost)				0
U.S. Government agency and sponsored agency obligations (exclude mortgage-backed securities) ((Held to maturity) Fair Value)				0
U.S. Government agency and sponsored agency obligations (exclude mortgage-backed securities) ((Available for sale) Amortized Cost)				1,005
U.S. Government agency and sponsored agency obligations (exclude mortgage-backed securities) ((Available for sale) Fair Value)				870
Securities issued by states and political subdivisions in the U.S. ((Held to maturity) Amortized Cost)				0
Securities issued by states and political subdivisions in the U.S. ((Held to maturity) Fair Value)				0
Securities issued by states and political subdivisions in the U.S. ((Available for sale) Amortized Cost)				79,277
Securities issued by states and political subdivisions in the U.S. ((Available for sale) Fair Value)				70,213

Mortgage-backed securities (MBS)
	Residential pass-through securities
		Issued or guaranteed by FNMA, FHLMC, or GNMA (Held-to-Maturity - Amortized Cost)		0
		Issued or guaranteed by FNMA, FHLMC, or GNMA (Held-to-Maturity - Fair Value)		0
		Issued or guaranteed by FNMA, FHLMC, or GNMA (Available-for-sale - Amortized Cost)		115,651
		Issued or guaranteed by FNMA, FHLMC, or GNMA (Available-for-sale - Fair Value)		100,949
		Other pass-through securities (Held-to-Maturity - Amortized Cost)		0
		Other pass-through securities (Held-to-Maturity - Fair Value)		0
		Other pass-through securities (Available-for-sale - Amortized Cost)		0
		Other pass-through securities (Available-for-sale - Fair Value)		0
	Other residential mortgage-backed securities (include CMOs, REMICs, and stripped MBS)
		Issued or guaranteed by U.S. Government agencies or sponsored agencies (Held-to-Maturity - Amortized Cost)		0
		Issued or guaranteed by U.S. Government agencies or sponsored agencies (Held-to-Maturity - Fair Value)		0
		Issued or guaranteed by U.S. Government agencies or sponsored agencies (Available-for-sale - Amortized Cost)		30,035
		Issued or guaranteed by U.S. Government agencies or sponsored agencies (Available-for-sale - Fair Value)		25,584
		Collateralized by MBS issued or guaranteed by U.S. Government agencies or sponsored agencies (Held-to-Maturity - Amortized Cost)		0
		Collateralized by MBS issued or guaranteed by U.S. Government agencies or sponsored agencies (Held-to-Maturity - Fair Value)		0
		Collateralized by MBS issued or guaranteed by U.S. Government agencies or sponsored agencies (Available-for-sale - Amortized Cost)		0
		Collateralized by MBS issued or guaranteed by U.S. Government agencies or sponsored agencies (Available-for-sale - Fair Value)		0
		All other residential mortgage-backed securities (Held-to-Maturity - Amortized Cost)		0
		All other residential mortgage-backed securities (Held-to-Maturity - Fair Value)		0
		All other residential mortgage-backed securities (Available-for-sale - Amortized Cost)		0
		All other residential mortgage-backed securities (Available-for-sale - Fair Value)		0
	Commercial MBS:
		Commercial pass-through securities:
			Issued or guaranteed by FNMA, FHLMC, or GNMA (Held-to-Maturity - Amortized Cost)	0
			Issued or guaranteed by FNMA, FHLMC, or GNMA (Held-to-Maturity - Fair Value)	0
			Issued or guaranteed by FNMA, FHLMC, or GNMA (Available-for-sale - Amortized Cost)	3,862
			Issued or guaranteed by FNMA, FHLMC, or GNMA (Available-for-sale - Fair Value)	3,478
			Other pass-through securities (Held-to-Maturity - Amortized Cost)	0
			Other pass-through securities (Held-to-Maturity - Fair Value)	0
			Other pass-through securities (Available-for-sale - Amortized Cost)	0
			Other pass-through securities (Available-for-sale - Fair Value)	0
		Other commercial MBS:
			Issued or guaranteed by U.S. Government agencies or sponsored agencies (Held-to-Maturity - Amortized Cost)	0
			Issued or guaranteed by U.S. Government agencies or sponsored agencies (Held-to-Maturity - Fair Value)	0
			Issued or guaranteed by U.S. Government agencies or sponsored agencies (Available-for-sale - Amortized Cost)	8,382
			Issued or guaranteed by U.S. Government agencies or sponsored agencies (Available-for-sale - Fair Value)	7,374
			All other commercial MBS (Held-to-Maturity - Amortized Cost)	0
			All other commercial MBS (Held-to-Maturity - Fair Value)	0
			All other commercial MBS (Available-for-sale - Amortized Cost)	0
			All other commercial MBS (Available-for-sale - Fair Value)	0
Asset-backed securities and structured financial products:
	Asset-backed securities (ABS) (Held-to-Maturity - Amortized Cost)			0
	Asset-backed securities (ABS) (Held-to-Maturity - Fair Value)			0
	Asset-backed securities (ABS) (Available-for-sale - Amortized Cost)			0
	Asset-backed securities (ABS) (Available-for-sale - Fair Value)			0
	Structured financial products (Held-to-Maturity - Amortized Cost)			0
	Structured financial products (Held-to-Maturity - Fair Value)			0
	Structured financial products (Available-for-sale - Amortized Cost)			14,009
	Structured financial products (Available-for-sale - Fair Value)			12,247
Other debt securities:
	Other domestic debt securities ((Held to maturity) Amortized Cost)			0
	Other domestic debt securities ((Held to maturity) Fair Value)			0
	Other domestic debt securities ((Available for sale) Amortized Cost)			0
	Other domestic debt securities ((Available for sale) Fair Value)			0

	Other foreign debt securities ((Held to maturity) Amortized Cost)			0
	Other Foreign debt securities ((Held to maturity) Fair Value)			0
	Other Foreign debt securities ((Available for sale) Amortized Cost)			0
	Other Foreign debt securities ((Available for sale) Fair Value)			0

Unallocated portfolio layer fair value hedge basis adjustments ((Available for sale) Amortized Cost)				0
Total ((Held to maturity) Amortized Cost)				0
Total ((Held to maturity) Fair Value)				0
Total ((Available for sale) Amortized Cost)				263,936
Total ((Available for sale) Fair Value)				231,726

Memoranda
	Pledged securities****			143,984
	Maturity and repricing data for debt securities**,*** (excluding those in nonaccrual status)
		Securities issued by the U.S. Treasury, U.S. Government agencies, and states and political subdivisions in the U.S., other non mortgage debt securities, and mortgage pass through:****,*****
			Three months or less	501
			Over three months through 12 months	1,232
			Over one year through three years	13,424
			Over three years through five years	18,525
			Over five years through 15 years.	45,389
			Over 15 years	18,748
		Mortgage pass through securities backed by closed end first lien 1 to 4 family residential mortgages with a remaining maturity or next repricing date of:****,******
			Three months or less	0
			Over three months through 12 months	0
			Over one year through three years	0
			Over three years through five years	1,287
			Over five years through 15 years	43,478
			Over 15 years	56,185
		Other mortgage backed securities (include CMOs, REMICs, and stripped MBS, exclude mortgage pass through securities) with an expected average life of:*********
			Three years or less	4,479
			Over three years	28,478
		Debt securities with a REMAINING MATURITY of one year or less		1,733
	Amortized cost of held to maturity securities sold or transferred to available for sale or trading securities during the calendar year to date (report the amortized cost at			0
	Structured notes (included in the held to maturity and available for sale accounts in Schedule RC-B)
		Amortized cost		0
		Fair value		0
* Includes Small Business Administration Guaranteed Loan Pool Certificates, U.S. Maritime Administration obligations, and Export Import Bank participation certificates.
** Includes obligations (other than mortgage backed securities) issued by the Farm Credit System, the Federal Home Loan banks system, the Federal Home Loan Mortgage Corporation,
*** Report Federal Reserve stock, Federal Home Loan banks tock, and bankers banks tock in Schedule RC-F
**** Includes held to maturity securities at amortized cost and available for sale securities at fair value.
***** Exclude investments in mutual funds and other equity securities with readily determinable fair values.
****** Report fixed rate debt securities by remaining maturity and floating rate debt securities by next repricing date.
******* Sum of Memorandum items 2.a.(1) through 2.a.(6) plus any nonaccrual debt securities in the categories of debt securities reported in Memorandum item 2.a that are included in Schedule RC-N,
******** Sum of Memorandum items 2.b.(1) through 2.b.(6) plus any nonaccrual mortgage pass through securities backed by closed end first lien 1 to 4 family residential mortgages included in Schedule RC-N,
********* Sum of Memorandum items 2.c.(1) and 2.c.(2) plus any nonaccrual Other mortgage backed securities included in Schedule RC-N, item 9, column C, must equal Schedule RC B, item 4.b,

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RCCI Part I. Loans and Leases

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-03-31

Loans secured by real estate.
	Construction, land development, and other land loans:
		1-4 family residential construction loans		4,275
		Other construction loans and all land development and other land loans		22,914
	Secured by farmland (including farm residential and other improvements)			26,325
	Secured by 1 to 4 family residential properties:
		Revolving, open end loans secured by 1 4 family residential properties and extended under lines of credit		5,206
		Closed end loans secured by 1 to 4 family residential properties:
			Secured by first liens	103,073
			Secured by junior liens	1,766
	Secured by multifamily (5 or more) residential properties			32,022
	Secured by nonfarm nonresidential properties:
		Loans secured by owner-occupied nonfarm nonresidential properties		32,884
		Loans secured by other nonfarm nonresidential properties		35,159
Loans to depository institutions and acceptances of other banks				0
Loans to finance agricultural production and other loans to farmers				11,967
Commercial and industrial loans				44,622
Loans to individuals for household, family, and other personal expenditures (i.e., consumer loans) (includes purchased paper):
	Credit cards			0
	Other revolving credit plans			16
	Automobile loans			9,446
	Other consumer loans (includes single payment and installment, loans other than automobile loans, and all student loans)			2,865
Obligations (other than securities and leases) of states and political subdivisions in the U.S.				4,658
Loans to nondepository financial institutions and other loans:
	Loans to nondepository financial institutions			0
	Other loans			273
Lease financing receivables (net of unearned income)				0
LESS: Any unearned income on loans reflected above				0
Total loans and leases held for investment and held for sale				337,471
Memoranda
	Construction, land development, and other land loans in domestic offices:
		1-4 family residential construction loans		0
		All other construction loans and all land development and other land loans		0
	Loans secured by 1-4 family residential properties in domestic offices			0
	Secured by multifamily (5 or more) residential properties in domestic offices			0
	Secured by nonfarm nonresidential properties in domestic offices:
		Loans secured by owner-occupied nonfarm nonresidential properties		0
		Loans secured by other nonfarm nonresidential properties		0
	Commercial and industrial loans:			0
	All other loans (include loans to individuals for household, family, and other personal expenditures)			0
	Itemize loan categories included above that exceed 10% of total loans restructured in troubled debt restructurings that are in compliance with their modified terms:
		Loans secured by farmland in domestic offices		0
		Loans to finance agricultural production and other loans to farmers		0
		Loans to individuals for household, family, and other personal expenditures:
			Credit cards	0
			Automobile loans	0
			Other consumer loans (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans)	0
			Loans to finance agricultural production and other loans to farmers included in Schedule RC-C, part I	0
	Total loans restructured in troubled debt restructurings that are in compliance with their modified terms			446
	Maturity and repricing data for loans and leases (excluding those in nonaccrual status):
		Closed end loans secured by first liens on 1 to 4 family residential properties (reported in Schedule RC-C, part I) with a remaining maturity or next,*
			Three months or less	926
			Over three months through 12 months	5,336
			Over one year through three years	22,701
			Over three years through five years	55,511
			Over five years through 15 years.	17,975
			Over 15 years	544
		All loans and leases (reported in Schedule RC-C, part I) EXCLUDING closed end loans secured by first liens on 1 to 4 family residential properties:, **
			Three months or less	38,902
			Over three months through 12 months	14,446
			Over one year through three years	51,073
			Over three years through five years	86,270
			Over five years through 15 years.	35,591
			Over 15 years	5,723
		Loans and leases (reported in Schedule RC-C, part I) with a REMAINING MATURITY of one year or less (excluding those in nonaccrual status)		59,610
	Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule RC-C, part I*****			0
	Adjustable rate closed end loans secured by first liens on 1 to 4 family residential properties (included in Schedule RC-C, part I )			0
	Purchased impaired loans held for investment accounted for in accordance with AICPA Statement of Position 03-3 (exclude loans held for sale):
		Outstanding balance		0
		Amount included in Schedule RC-C, part I		0
	Closed-end loans with negative amortization features secured by 1-4 family residential properties:
		Total amount of closed-end loans with negative amortization features secured by 1-4 family residential properties		0
		Total maximum remaining amount of negative amortization contractually permitted on closed-end loans secured by 1-4 family residential properties		0
		Total amount of negative amortization on closed-end loans secured by 1-4 family residential properties included in the amount reported in Memorandum item above		0
	Loans secured by 1-4 family residential properties in process of foreclosure			0
	Loans (not subject to the requirements of FASB ASC 310-30 (former AICPA Statement of Position 03-3)) and leases held for investment that were acquired in business combinations with acquisition dates in the current calendar year:
		Fair Value of Acquired Loans and Leases at Acquisition Date		0
		Gross Contractual Amounts Receivable at Acquisition Date		0
		Best Estimate at Acquisition Date of Contractual Cash Flows Not Expected to be Collected		0
	Construction, land development, and other land loans with interest reserves:
		Amount of loans that provide for the use of interest reserves		0
		Amount of interest capitalized from interest reserves on construction, land development, and other land loans that is included in interest and fee income on loans during the quarter		0
	Pledged loans and leases			256,787
	Reverse mortgages in domestic offices (December report only):
		Reverse mortgages outstanding that are held for investment:
			Home Equity Conversion Mortgage (HECM) reverse mortgages	0
			Proprietary reverse mortgages	0
	Reverse mortgages in domestic offices (December report only):
		Estimated number of reverse mortgage loan referrals to other lenders during the year from whom compensation has been received for services performed in connection with the origination of the reverse mortgages:
			Home Equity Conversion Mortgage (HECM) reverse mortgages (Number)	0
			Proprietary reverse mortgages (Number)	0
	Reverse mortgages in domestic offices (December report only):
		Principal amount of reverse mortgage orginations that have been sold during the year:
			Home Equity Conversion Mortgage (HECM) reverse mortgages	0
			Proprietary reverse mortgages	0
	Revolving, open-end loans secured by 1-4 family residential properties and extended under lines of credit in domestic offices that have converted to non-revolving closed-end status			0

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RCCII Loans to Small Businesses and Small Farms

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

			2023-03-31

To be reported only with the June Report of Condition
Loans to Small Businesses
	Indicate in the appropriate box at the right whether all or substantially all of the dollar volume of your banks Loans secured by nonfarm nonresidential properties		No
	Report the total number of loans currently outstanding for each of the following Schedule RC-C, part I, loan categories:
		Loans secured by nonfarm nonresidential properties reported in Schedule RC-C, part I	0
		Commercial and industrial loans reported in Schedule RC-C, part I	0
	Number and amount currently outstanding of Loans secured by nonfarm nonresidential properties reported in Schedule RC-C, part I
		With original amounts of $100,000 or less ( Number of Loans)	0
		With original amounts of $100,000 or less ( Amount Currently Outstanding)	0
		With original amounts of more than $100,000 through $250,000 ( Number of Loans)	0
		With original amounts of more than $100,000 through $250,000 ( Amount Currently Outstanding)	0
		With original amounts of more than $250,000 through $1,000,000 ( Number of Loans)	0
		With original amounts of more than $250,000 through $1,000,000 ( Amount Currently Outstanding)	0
	Number and amount currently outstanding of Commercial and industrial loans reported in Schedule RC-C, part I
		With original amounts of $100,000 or less ( Number of Loans)	0
		With original amounts of $100,000 or less ( Amount Currently Outstanding)	0
		With original amounts of more than $100,000 through $250,000 ( Number of Loans)	0
		With original amounts of more than $100,000 through $250,000 ( Amount Currently Outstanding)	0
		With original amounts of more than $250,000 through $1,000,000 ( Number of Loans)	0
		With original amounts of more than $250,000 through $1,000,000 ( Amount Currently Outstanding)	0
Agricultural Loans to Small Farms
	Indicate in the appropriate box at the right whether all or substantially all of the dollar volume of your banks Loans secured by farmland		No
	Report the total number of loans currently outstanding for each of the following Schedule RC-C, part I, loan categories:
		Loans secured by farmland (including farm residential and other improvements) reported in Schedule RC-C, part I	0
		Loans to finance agricultural production and other loans to farmers reported in Schedule RC-C, part I )	0
	Number and amount currently outstanding of Loans secured by farmland (including farm residential and other improvements) reported in Schedule RC-C, part I
		With original amounts of $100,000 or less Number of Loans ( Number of Loans)	0
		With original amounts of $100,000 or less Amount Currently Outstanding ( Amount Currently Outstanding)	0
		With original amounts of more than $100,000 through $250,000 ( Number of Loans)	0
		With original amounts of more than $100,000 through $250,000 ( Amount Currently Outstanding)	0
		With original amounts of more than $250,000 through $500,000 ( Number of Loans)	0
		With original amounts of more than $250,000 through $500,000 ( Amount Currently Outstanding)	0
	Number and amount currently outstanding of Loans to finance agricultural production and other loans to farmers reported in Schedule RC-C, part I
		With original amounts of $100,000 or less ( Number of Loans)	0
		With original amounts of $100,000 or less ( Amount Currently Outstanding)	0
		With original amounts of more than $100,000 through $250,000 ( Number of Loans)	0
		With original amounts of more than $100,000 through $250,000 ( Amount Currently Outstanding)	0
		With original amounts of more than $250,000 through $500,000 ( Number of Loans)	0
		With original amounts of more than $250,000 through $500,000 ( Amount Currently Outstanding)	0
* The $300 million asset size test is generally based on the total assets reported on the previous June 30, Report of Condition.
** Report fixed rate loans and leases by remaining maturity and floating rate loans by next repricing date.
*** Sum of Memorandum items 2.a.(1) through 2.a.(6) plus total nonaccrual closed end loans secured by first liens on 1 to 4 family residential properties included in Schedule RC-N
**** Sum of Memorandum items 2.b.(1) through 2.b.(6), plus total nonaccrual loans and leases from Schedule RC-N, sum of items 1 through 8, column C, minus nonaccrual closed end loans
***** Exclude loans secured by real estate that are included in Schedule RC-C, part I, items 1.a through 1.e, column B.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC E Deposit Liabilities

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-03-31

Deposits of:
	Individuals, partnerships, and corporations (Transaction Accounts ( Total transaction accounts))			34,977
	Individuals, partnerships, and corporations (Nontransaction Accounts Total nontransaction accounts (including MMDAs))			382,416

	U.S. Government (Transaction Accounts ( Total transaction accounts (including total demand deposits)))			1
	U.S. Government ( Nontransaction Accounts Total nontransaction accounts (including MMDAs))			0

	States and political subdivisions in the U.S. (Transaction Accounts ( Total transaction accounts (including total demand deposits)))			12,627
	States and political subdivisions in the U.S. ( Nontransaction Accounts Total nontransaction accounts (including MMDAs))			81,176

	Commercial banks and other depository institutions in the U.S. (Transaction Accounts ( Total transaction accounts (including total demand deposits)))			165
	Commercial banks and other depository institutions in the U.S. ( Nontransaction Accounts Total nontransaction accounts (including MMDAs))			400

	Banks in foreign countries (Transaction Accounts ( Total transaction accounts (including total demand deposits)))			0
	Banks in foreign countries ( Nontransaction Accounts Total nontransaction accounts (including MMDAs))			0

	Foreign governments and official institutions (including foreign central banks) (Transaction Accounts ( Total transaction accounts))			0
	Foreign governments and official institutions (including foreign central banks) ( Nontransaction Accounts Total nontransaction accounts (including MMDAs))			0

	Total (Transaction Accounts ( Total transaction accounts ))			47,770
	Total (Memo: Total demand deposits )			20,149
	Total (Nontransaction Accounts Total nontransaction accounts (including MMDAs))			463,992

Memoranda
	Selected components of total deposits
		Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts		0
		Total brokered deposits		1,000
		Brokered deposits of $250,000 or less (fully insured brokered deposits)		1,000
		Maturity data for brokered deposits:
			Brokered deposits of $250,000 or less with a remaining maturity of one year or less	1,000
			Brokered deposits of more than $250,000 with a remaining maturity of one year or less	0
		Preferred deposits (uninsured deposits of states and political subdivisions in the U.S. reported above which are secured or collateralized as required under state law)		0
		Estimated amount of deposits obtained through the use of deposit listing services that are not brokered deposits		400
		Total reciprocal deposits (as of the report date)		0
		Sweep deposits (June and December Reports Only):
			Fully insured, affiliate sweep deposits	0
			Not fully insured, affiliate sweep deposits	0
			Fully insured, non-affiliate sweep deposits	0
			Not fully insured, non-affiliate sweep deposits	0
		Total sweep deposits that are not brokered deposits		0
	Components of total nontransaction accounts
		Savings deposits:
			Money market deposit accounts (MMDAs)	64,226
			Other savings deposits (excludes MMDAs)	300,269
		Total time deposits of less than $100,000		44,790
		Total time deposits of $100,000 through $250,000		32,550
		Total time deposits of more than $250,000		22,157
		Individual Retirement Accounts (IRAs) and Keogh Plan accounts		5,247
	Maturity and repricing data for time deposits of less than $100,000:
		Time deposits of $250,000 or less with a remaining maturity or next repricing date of:
			Three months or less	9,373
			Over three months through 12 months	26,963
			Over one year through three years	37,236
			Over three years	3,768
		Time deposits of $250,000 or less with a REMAINING MATURITY of one year or less		36,336
	Maturity and repricing data for time deposits of $100,000 or more:
		Time deposits of more than $250,000 with a remaining maturity or next repricing date of:
			Three months or less	2,014
			Over three months through 12 months	12,456
			Over one year through three years	6,842
			Over three years	845
		Time deposits of more than $250,000 with a REMAINING MATURITY of one year or less		14,470
	Does your institution offer one or more consumer deposit account products, i.e., transaction account or nontransaction savings account deposit products intended primarily for individuals for personal, household, or family use?			No
* Report fixed rate time deposits by remaining maturity and floating rate time deposits by next repricing date.
** Sum of Memorandum items 3.a.(1) through 3.a.(4) must equal Schedule RC-E, Memorandum item 2.b.
*** Report both fixed and floating rate time deposits by remaining maturity. Exclude floating rate time deposits with a next repricing date of one year or less that have a remaining maturity of.
**** Sum of Memorandum items 4.a.(1) through 4.a.(4) must equal Schedule RC-E, Memorandum item 2.c.
***** Report Brokered retirement deposit accounts eligible for $250,000 in deposit insurance coverage in Memorandum item 1.c.(1) only if they have been issued in denominations of less than $100,000. Report brokered retirement deposit accounts in Memorandum item 1.c.(2) if they have been issued either in denominations of exactly $100,000 through exactly $250,000 or in denominations greater than $100,000 and participated out by the broker in shares of $250,000 or less.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC F Other Assets

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

		2023-03-31

Accrued interest receivable*		2,406
Net deferred tax assets**		9,417
Interest-only strips receivable (not in the form of a security)		0
Equity securities that do not have readily determinable fair values****		1,939
Life insurance assets:
	General account life insurance assets	6,710
	Separate account life insurance assets	0
	Hybrid account life insurance assets	411
All other assets (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item)		979
	Prepaid expenses (excluding prepaid assessments)	0
	Repossessed personal property (including vehicles)	0
	Derivatives with a positive fair value held for purposes other than trading	0
	FDIC loss-sharing indemnification assets	0
	Computer software	0
	Accounts receivable	0
	TEXT3549	0
	TEXT3550	0
	TEXT3551	0
Total		21,862

* Includes accrued interest receivable on loans, leases, debt securities, and other interest bearing assets.
** See discussion of deferred income taxes in Glossary entry on income taxes.
*** Report interest only strips receivable in the form of a security as available for sale securities in Schedule RC, item 2.b, or as trading assets in Schedule RC, item 5, as appropriate.
**** Includes Federal Reserve stock, Federal Home Loan banks tock, and bankers banks tock.
***** For savings banks, include dividends accrued and unpaid on deposits.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC G Other Liabilities

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

		2023-03-31

Interest accrued and unpaid on deposits*		424
Other expenses accrued and unpaid (includes accrued income taxes payable)		1,352
Net deferred tax liabilities**		0
Allowance for credit losses on off balance sheet credit exposures		0
All other liabilities (itemize and describe amounts greater than $100,000 that exceed 25 percent of this item)		1,085
	Accounts payable	0
	Deferred compensation liabilities	0
	Dividends declared but not yet payable	0
	Derivatives with a negative fair value held for purposes other than trading	0
	Operating lease liabilities	0
	TEXT3552	0
	TEXT3553	0
	TEXT3554	0
Total		2,861

* For savings banks, include dividends accrued and unpaid on deposits.
** See discussion of deferred income taxes in Glossary entry on income taxes.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC K Quarterly Averages*

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-03-31

ASSETS
	Interest bearing balances due from depository institutions			2,820
	U.S. Treasury securities and U.S. Government agency obligations**(excluding mortgage backed securities)			12,709
	Mortgage backed securities**			160,316
	All other debt securities and equity securities with readily determinable fair values not held for trading			94,237
	Federal funds sold and securities purchased under agreements to resell			0
	Loans:
		Total loans The following four loan items are to be completed by banks with $25 million or more in total assets:****		336,129
		Loans secured by real estate:
			Loans secured by 1-4 family residential properties	108,751
			All other loans secured by real estate	154,864
		Commercial and industrial loans		46,526
		Loans to individuals for household, family, and other personal expenditures:
			Credit cards	0
			Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans)	12,180
	Lease financing receivables (net of unearned income)			0
	Total assets*****			625,509

LIABILITIES
	Interest bearing transaction accounts (interest-bearing demand deposits, NOW accounts, ATS accounts, and telephone and preauthorized transfer accounts)(exclude demand deposits)			26,193
	Nontransaction accounts:
		Savings deposits (includes MMDAs)		387,394
		Time deposits of $250,000 or less		67,974
		Time deposits of more than $250,000		21,996
	Federal funds purchased and securities sold under agreements to repurchase			4,521
	To be completed by banks with $100 million or more in total assets:**** Other borrowed money (includes mortgage indebtedness and obligations under capitalized leases)			37,744

Memorandum
	Memorandum item 1 is to be completed by:**** banks with $300 million or more in total assets, and banks with $25 million or more in total assets, but less than			11,165
* For all items, banks have the option of reporting either (1) an average of DAILY figures for the quarter, or (2) an average of WEEKLY figures (i.e., the Wednesday of each week of the quarter).
** Quarterly averages for all debt securities should be based on amortized cost.
*** Quarterly averages for all equity securities should be based on historical cost.
**** The asset size tests and the five percent of total loans test are generally based on the total assets and total loans reported on the previous June 30, Report of Condition.
***** The quarterly average for total assets should reflect all debt securities (not held for trading) at amortized cost, equity securities with readily determinable fair values at the.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC L Derivatives and Off Balance Sheet Items

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

			2023-03-31

Unused commitments:
	Revolving, open end lines secured by 1 to 4 family residential properties, e.g., home equity lines		8,004
	Credit card lines		0
	Commitments to fund commercial real estate, construction, and land development loans secured by real estate:
		1-4 family residential construction loan commitments	4,607
		Commercial real estate, other construction loan, and land development loan commitments	4,372
		Commitments to fund commercial real estate, construction, and land development loans NOT secured by real estate	0
	Other unused commitments:
		Commercial and industrial loans	15,083
		Loans to financial institutions	0
		All other unused commitments	35,013
Financial standby letters of credit			150
Performance standby letters of credit			0
Commercial and similar letters of credit			0
Securities lent and borrowed:
	Securities lent (including customers securities lent where the customer is indemnified against loss by the reporting bank)		0
	Securities borrowed		0
All other off balance sheet liabilities (exclude derivatives) (itemize and describe each component of this item over 25% of Schedule RC, item 28, Total equity capital)			0
	Standby letters of credit issued by a Federal Home Loan Bank on the banks behalf		0
	TEXT3555		0
	TEXT3556		0
	TEXT3557		0
All other off balance sheet assets (exclude derivatives) (itemize and describe each component of this item over 25% of Schedule RC, item 28, Total equity capital)			0
	TEXT5592		0
	TEXT5593		0
	TEXT5594		0
	TEXT5595		0
Year-to-date merchant credit card sales volume:
	Sales for which the reporting bank is the acquiring bank		0
	Sales for which the reporting bank is the agent bank with risk		0

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC M Memoranda

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-03-31

Extensions of credit by the reporting bank to its executive officers, directors, principal shareholders, and their related interests as of the report date
	Aggregate amount of all extensions of credit to all executive officers, directors, principal shareholders, and their related interests			4,403
	Number of executive officers, directors, and principal shareholders to whom the amount of all extensions of credit by the reporting bank (including extensions of credit to related interests) equals or exceeds the lesser of $500,000 or 5 percent of total capital as defi ned for this purpose in agency regulations			3
Intangible assets
	Mortgage servicing assets			65
		Estimated fair value of mortgage servicing assets		65
	Goodwill			5,809
	All other intangible assets			0
	Total			5,874
Other real estate owned
	Construction, land development and other land			0
	Farmland			0
	1 to 4 family residential properties			124
	Multifamily (5 or more) residential properties			0
	Nonfarm nonresidential properties			0
	Total			124
Cost of equity securities with readily determinable fair values not held for trading				0
Other borrowed money
	Federal Home Loan Bank advances
		Advances with a remaining maturity or next repricing date of*
			One year or less	28,000
			Over one year through three years	15,300
			Over three years through five years	2,000
			Over five years	0
		Advances with a REMAINING MATURITY of one year or less**		28,000
		Structured advances		0
	Other borrowings
		Other borrowings with a remaining maturity or next repricing date of***
			One year or less	0
			Over one year through three years	0
			Over three years through five years	0
			Over five years	0
		Other borrowings with a REMAINING MATURITY of one year or less****		0
	Total			45,300
Does the reporting banks sell private label or third party mutual funds and annuities?				No
Assets under the reporting banks management in proprietary mutual funds and annuities				0
Internet website addresses and physical office trade names:
	Uniform Resource Locator (URL) of the reporting institution's primary Internet website (home page), if any (Example: www.examplebank.com):			http://WWW.BANKORION.COM
	URLs of all other public-facing Internet websites that the reporting institution uses to accept or solicit deposits from the public, if any (Example: www.examplebank.biz):
		Uniform Resource Locator (URL) 1		0
		Uniform Resource Locator (URL) 2		0
		Uniform Resource Locator (URL) 3		0
		Uniform Resource Locator (URL) 4		0
		Uniform Resource Locator (URL) 5		0
		Uniform Resource Locator (URL) 6		0
		Uniform Resource Locator (URL) 7		0
		Uniform Resource Locator (URL) 8		0
		Uniform Resource Locator (URL) 9		0
		Uniform Resource Locator (URL) 10		0
	Trade names other than the reporting institution's legal title used to identify one or more of the institution's physical offices at which deposits are accepted or solicited from the public, if any:
		Trade name 1		0
		Trade name 2		0
		Trade name 3		0
		Trade name 4		0
		Trade name 5		0
		Trade name 6		0
Do any of the banks Internet websites have transactional capability, i.e, allow the banks customers to execute transactions on their accounts through the website?				No
Secured liabilities
	Amount of Federal funds purchased in domestic offices that are secured			0
	Amount ofOther borrowings that are secured			0
Does the bank act as trustee or custodian for Individual Retirement Accounts, Health Savings Accounts, and other similar accounts?				No
Does the bank provide custody, safekeeping, or other services involving the acceptance of orders for the sale or purchase of securities?				No
Captive insurance and reinsurance subsidiaries:
	Total assets of captive insurance subsidiaries			0
	Total assets of captive reinsurance subsidiaries			0
To be completed by institutions that are required or have elected to be treated as a Qualified Thrift Lender.
Qualified Thrift Lender (QTL) test:
	Does the institution use the Home Owners Loan Act (HOLA) QTL test or the Internal Revenue Service Domestic Building and Loan Association (IRS DBLA) test to determine its QTL compliance? (for the HOLA QTL test, enter 1, for the IRS DBLA test,enter 2)			0
	Has the institution been in compliance with the HOLA QTL test as of each month end during the quarter or the IRS DBLA test for its most recent taxable year, as applicable?			No
International remittance transfers offered to consumers:
	Estimated number of international remittance transfers provided by your institution during the calendar year ending on the report date			0
	Estimated dollar value of remittance transfers provided by your institution and usage of regulatory exceptions during the calendar year ending on the report date and:
		Estimated dollar value of international remittance transfers		0
		Estimated number of international remittance transfers for which your institution applied the permanent exchange rate exception		0
		Estimated number of international remittance transfers for which your institution applied the permanent covered third-party exception		0
U.S. Small Business Administration Paycheck Protection Program (PPP) loans and the Federal Reserve PPP Liquidity Facility (PPPLF):
	Number of PPP loans outstanding			0
	Outstanding balance of PPP loans			0
	Outstanding balance of PPP loans pledged to the PPPLF			0
	Outstanding balance of borrowings from Federal Reserve Banks under the PPPLF with a remaining maturity of:
		One year or less		0
		More than one year		0
	Quarterly average amount of PPP loans pledged to the PPPLF and excluded from Total assets for the leverage ratio reported in Schedule RC-R, Part I			0
Money Market Mutual Fund Liquidity Facility (MMLF):
	Outstanding balance of assets purchased under the MMLF			0
	Quarterly average amount of assets purchased under the MMLF and excluded from Total assets for the leverage ratio reported in Schedule RC-R, Part I			0
* Report fixed rate advances by remaining maturity and floating rate advances by next repricing date.
** Report both fixed and floating rate advances by remaining maturity. Exclude floating rate advances with a next repricing date of one year or less that have a remaining maturity of over one year
*** Report fixed rate other borrowings by remaining maturity and floating rate other borrowings by next repricing date.
**** Report both fixed and floating rate other borrowings by remaining maturity. Exclude floating rate other borowwings with a next repricing date of one year or less that have a remaining maturity of over one year.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC N Past Due and Nonaccrual Loans, Leases, and Other Assets

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-03-31

Loans secured by real estate:
	Construction, land development, and other land loans:
		1-4 family residential construction loans ( Past due 30 through 89 days and still accruing)		0
		1-4 family residential construction loans ( Past due 90 days or more and still accruing)		0
		1-4 family residential construction loans ( Nonaccrual)		81
		Other construction loans and all land development and other land loans ( Past due 30 through 89 days and still accruing)		495
		Other construction loans and all land development and other land loans ( Past due 90 days or more and still accruing)		0
		Other construction loans and all land development and other land loans ( Nonaccrual)		0
	Secured by farmland ( Past due 30 through 89 days and still accruing)			0
	Secured by farmland ( Past due 90 days or more and still accruing)			0
	Secured by farmland ( Nonaccrual)			0
	Secured by 1 to 4 family residential properties:
		Revolving, open end loans secured by 1 to 4 family residential properties and extended under lines of credit ( Past due 30 through 89 days and still accruing)		2
		Revolving, open end loans secured by 1 to 4 family residential properties and extended under lines of credit ( Past due 90 days or more and still accruing)		0
		Revolving, open end loans secured by 1 to 4 family residential properties and extended under lines of credit ( Nonaccrual)		0
		Closed end loans secured by 1 to 4 family residential properties
			Secure by first liens ( Past due 30 through 89 days and still accruing)	801
			Secure by first liens ( Past due 90 days or more and still accruing)	0
			Secure by first liens ( Nonaccrual)	80
			Secured by junior liens ( Past due 30 through 89 days and still accruing)	0
			Secured by junior liens ( Past due 90 days or more and still accruing)	0
			Secured by junior liens ( Nonaccrual)	14
	Secured by multifamily (5 or more) residential properties ( Past due 30 through 89 days and still accruing)			0
	Secured by multifamily (5 or more) residential properties ( Past due 90 days or more and still accruing)			0
	Secured by multifamily (5 or more) residential properties ( Nonaccrual)			885
	Secured by nonfarm nonresidential properties:
		Loans secured by owner-occupied nonfarm nonresidential properties ( Past due 30 through 89 days and still accruing)		0
		Loans secured by owner-occupied nonfarm nonresidential properties ( Past due 90 days or more and still accruing)		0
		Loans secured by owner-occupied nonfarm nonresidential properties ( Nonaccrual)		22
		Loans secured by other nonfarm nonresidential properties ( Past due 30 through 89 days and still accruing)		302
		Loans secured by other nonfarm nonresidential properties ( Past due 90 days or more and still accruing)		0
		Loans secured by other nonfarm nonresidential properties ( Nonaccrual)		624
Loans to depository institutions and acceptances of other banks ( Past due 30 through 89 days and still accruing)				0
Loans to depository institutions and acceptances of other banks ( Past due 90 days or more and still accruing)				0
Loans to depository institutions and acceptances of other banks ( Nonaccrual)				0
Commercial and industrial loans ( Past due 30 through 89 days and still accruing)				1,416
Commercial and industrial loans ( Past due 90 days or more and still accruing)				0
Commercial and industrial loans ( Nonaccrual)				749
Loans to individuals for household, family, and other personal expenditures:
	Credit cards ( Past due 30 through 89 days and still accruing)			0
	Credit cards ( Past due 90 days or more and still accruing)			0
	Credit cards ( Nonaccrual)			0
	Automobile loans (Past due 30 through 89 days and still accruing)			39
	Automobile loans (Past due 90 days or more and still accruing)			0
	Automobile loans (Nonaccrual)			15
	Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Past due 30 through 89 days and still accruing)			10
	Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Past due 90 days or more and still accruing)			0
	Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Nonaccrual)			3
All other loans* ( Past due 30 through 89 days and still accruing)				2
All other loans* ( Past due 90 days or more and still accruing)				0
All other loans* ( Nonaccrual)				0
Lease financing receivables ( Past due 30 through 89 days and still accruing)				0
Lease financing receivables ( Past due 90 days or more and still accruing)				0
Lease financing receivables ( Nonaccrual)				0
Total loans and leases ( Past due 30 through 89 days and still accruing)				3,067
Total loans and leases ( Past due 90 days or more and still accruing)				0
Total loans and leases ( Nonaccrual)				2,473
Debt securities and other assets (exclude other real estate owned and other repossessed assets) ( Past due 30 through 89 days and still accruing)				0
Debt securities and other assets (exclude other real estate owned and other repossessed assets) ( Past due 90 days or more and still accruing)				0
Debt securities and other assets (exclude other real estate owned and other repossessed assets) ( Nonaccrual)				0
Loans and leases reported which are wholly or partially guaranteed by the U.S. Government (Past due 30 through 89 days and still accruing)				0
Loans and leases reported which are wholly or partially guaranteed by the U.S. Government (Past due 90 days or more and still accruing)				0
Loans and leases reported which are wholly or partially guaranteed by the U.S. Government (Nonaccrual)				0
	Guaranteed portion of loans and leases (exclude rebooked GNMA loans) (Past due 30 through 89 days and still accruing)			0
	Guaranteed portion of loans and leases (exclude rebooked GNMA loans) (Past due 90 days or more and still accruing)			0
	Guaranteed portion of loans and leases (exclude rebooked GNMA loans) (Nonaccrual)			0
	Rebooked GNMA loans that have been repurchased or are eligible for repurchase (Past due 30 through 89 days and still accruing)			0
	Rebooked GNMA loans that have been repurchased or are eligible for repurchase (Past due 90 days or more and still accruing)			0
	Rebooked GNMA loans that have been repurchased or are eligible for repurchase (Nonaccrual)			0
Memoranda
Loans restructured in troubled debt restructurings included in Schedule HC-N, above (and not reported in Schedule HC-C):
	Construction, land development, and other land loans in domestic offices:
		1-4 family residential construction loans (Past due 30 through 89 days and still accruing)		0
		1-4 family residential construction loans (Past due 90 days or more and still accruing)		0
		1-4 family residential construction loans (Nonaccrual)		0
		All other construction loans and all land development and other land loans (Past due 30 through 89 days and still accruing)		0
		All other construction loans and all land development and other land loans (Past due 90 days or more and still accruing)		0
		All other construction loans and all land development and other land loans (Nonaccrual)		0
	Loans secured by 1-4 family residential properties in domestic offices (Past due 30 through 89 days and still accruing)			0
	Loans secured by 1-4 family residential properties in domestic offices (Past due 90 days or more and still accruing)			0
	Loans secured by 1-4 family residential properties in domestic offices (Nonaccrual)			0
	Secured by multifamily (5 or more) residential properties in domestic offices (Past due 30 through 89 days and still accruing)			0
	Secured by multifamily (5 or more) residential properties in domestic offices (Past due 90 days or more and still accruing)			0
	Secured by multifamily (5 or more) residential properties in domestic offices (Nonaccrual)			0
	Secured by nonfarm nonresidential properties in domestic offices:
		Loans secured by owner-occupied nonfarm nonresidential properties (Past due 30 through 89 days and still accruing)		0
		Loans secured by owner-occupied nonfarm nonresidential properties (Past due 90 days or more and still accruing)		0
		Loans secured by owner-occupied nonfarm nonresidential properties (Nonaccrual)		0
		Loans secured by other nonfarm nonresidential properties (Past due 30 through 89 days and still accruing)		0
		Loans secured by other nonfarm nonresidential properties (Past due 90 days or more and still accruing)		0
		Loans secured by other nonfarm nonresidential properties (Nonaccrual)		0
	Commercial and industrial loans: (Past due 30 through 89 days and still accruing)			0
	Commercial and industrial loans: (Past due 90 days or more and still accruing)			0
	Commercial and industrial loans: (Nonaccrual)			0
		To U.S. addressees (domicile) (Past due 30 through 89 days and still accruing)		0
		To U.S. addressees (domicile) (Past due 90 days or more and still accruing)		0
		To U.S. addressees (domicile) (Nonaccrual)		0
		To non-U.S. addressees (domicile) (Past due 30 through 89 days and still accruing)		0
		To non-U.S. addressees (domicile) (Past due 90 days or more and still accruing)		0
		To non-U.S. addressees (domicile) (Nonaccrual)		0
	All other loans (include loans to individuals for household, family, and other personal expenditures) (Past due 30 through 89 days and still accruing)			0
	All other loans (include loans to individuals for household, family, and other personal expenditures) (Past due 90 days or more and still accruing)			0
	All other loans (include loans to individuals for household, family, and other personal expenditures) (Nonaccrual)			0
	Itemize loan categories included above that exceed 10% of total loans restructured in troubled debt restructurings that are in compliance with their modified terms:
		Loans secured by farmland in domestic offices (Past due 30 through 89 days and still accruing)		0
		Loans secured by farmland in domestic offices (Past due 90 days or more and still accruing)		0
		Loans secured by farmland in domestic offices (Nonaccrual)		0
		Loans to individuals for household, family, and other personal expenditures:
			Credit cards (Past due 30 through 89 days and still accruing)	0
			Credit cards (Past due 90 days or more and still accruing)	0
			Credit cards (Nonaccrual)	0
			Automobile loans (Past due 30 through 89 days and still accruing)	0
			Automobile loans (Past due 90 days or more and still accruing)	0
			Automobile loans (Nonaccrual)	0
			Other consumer loans (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Past due 30 through 89 days and still accruing)	0
			Other consumer loans (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Past due 90 days or more and still accruing)	0
			Other consumer loans (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) (Nonaccrual)	0
			Loans to finance agricultural production and other loans to farmers (Past due 30 through 89 days and still accruing)	0
			Loans to finance agricultural production and other loans to farmers (Past due 90 days or more and still accruing)	0
			Loans to finance agricultural production and other loans to farmers (Nonaccrual)	0
		Total loans restructured in troubled debt restructurings included in Schedule RC-N above and not reported in Schedule RC-C, Part I (Past due 30 through 89 days and still accruing)		0
		Total loans restructured in troubled debt restructurings included in Schedule RC-N above and not reported in Schedule RC-C, Part I (Past due 90 days or more and still accruing)		0
		Total loans restructured in troubled debt restructurings included in Schedule RC-N above and not reported in Schedule RC-C, Part I (Nonaccrual)		60
	Loans to finance commercial real estate, construction, and land development activities (not secured by real estate)			0
	Loans to finance commercial real estate, construction, and land development activities (not secured by real estate)			0
	Loans to finance commercial real estate, construction, and land development activities (not secured by real estate)			0
	Loans to finance agricultural production and other loans to farmers ( Past due 30 through 89 days and still accruing)			0
	Loans to finance agricultural production and other loans to farmers ( Past due 90 days or more and still accruing)			0
	Loans to finance agricultural production and other loans to farmers ( Nonaccrual)			0
	Loans and leases held for sale and loans measured at fair value:
		Loans and leases held for sale ( Past due 30 through 89 days and still accruing)		0
		Loans and leases held for sale ( Past due 90 days or more and still accruing)		0
		Loans and leases held for sale ( Nonaccrual)		0
	Additions to nonaccrual assets during the quarter			0
	Nonaccrual assets sold during the quarter			0
Purchased credit-impaired loans accounted for in accordance with FASB ASC 310-30 (former AICPA Statement of Position 03-3):
	Outstanding balance (Past due 30 through 89 days and still accruing)			0
	Outstanding balance (Past due 90 days or more and still accruing)			0
	Outstanding balance (Nonaccrual)			0
	Amount included in Schedule RC-N, items 1 through 7, above (Past due 30 through 89 days and still accruing)			0
	Amount included in Schedule RC-N, items 1 through 7, above (Past due 90 days or more and still accruing)			0
	Amount included in Schedule RC-N, items 1 through 7, above (Nonaccrual)			0
* Includes past due and nonaccrual Loans to finance agricultural production and other loans to farmers, Obligations (other than securities and leases) of states and political
** The $300 million asset size test and the five percent of total loans test are generally based on the total assets and total loans reported on the previous June 30, Report of Condition.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC O Other Data for Deposit Insurance and FICO Assessments

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-03-31

Total deposit liabilities before exclusions (gross) as defined in Section 3(l) of the Federal Deposit Insurance Act and FDIC regulations				512,186
Total allowable exclusions, including interest accrued and unpaid on allowable exclusions				0
Average consolidated total assets for the calendar quarter				625,509
	Averaging method used (for daily averaging, enter 1, for weekly averaging, enter 2)			1
Average tangible equity for the calendar quarter				63,340
Holdings of long-term unsecured debt issued by other FDIC-insured depository institution				0
Unsecured Other borrowings with a remaining maturity of:
	One year or less			0
	Over one year through three years			0
	Over three years through five years			0
	Over five years			0
Subordinated notes and debentures with a remaining maturity of:
	One year or less			0
	Over one year through three years			0
	Over three years through five years			0
	Over five years			0
Reciprocal brokered deposits				0
	Fully consolidated reciprocal brokered deposits (to be completed on a fully consolidated basis by all institutions that own another insured depository institution.)			0
Banker's bank certification: Does the reporting institution meet both the statutory definition of a banker's bank and the business conduct test set forth in FDIC regulations?				No
	Banker's bank deduction			0
	Banker's bank deduction limit			0
Custodial bank certification: Does the reporting institution meet the definition of a custodial bank set forth in FDIC regulations?				No
	Custodial bank deduction			0
	Custodial bank deduction limit			0
Memoranda (to be completed each quarter except as noted)
	Total deposits of the bank
		Deposit accounts (excluding retirement accounts) of $100,000 or less***
			Amount of deposit accounts (excluding retirement accounts) of $100,000 or less	312,838
			Number of deposit accounts (excluding retirement accounts) of $100,000 or less (to be completed for the June report only)	20,242
		Deposit accounts (excluding retirement accounts) of more than $100,000***
			Amount of deposit accounts (excluding retirement accounts) of more than $100,000	183,925
			Number of deposit accounts (excluding retirement accounts) of more than $100,000	277
		Retirement deposit accounts of $250,000 or less***
			Amount of retirement deposit accounts of $250,000 or less	14,570
			Number of deposit accounts of $250,000 or less (to be completed for June report only)	840
		Retirement deposit accounts of more than $250,000***
			Amount of retirement deposit accounts of more than $250,000	853
			Number of retirement deposit accounts of more than $250,000	3
	Has the reporting institution been consolidated with a parent bank or savings association in that parent banks or parent saving associations Call Report or Thrift Financial Report? If so, report the legal title and certificate
		FDIC Cert No.		0
* For FDIC insurance and FICO assessment purposes, time and savings deposits consists of nontransaction accounts and all transaction accounts other than demand deposits.
** Exclude core deposit intangibles.
*** The dollar amounts used as the basis for reporting in Memoranda items 1.a through 1.d reflect the deposit insurance limits in effect on the report date.
**** The $1 billion asset size test is generally based on the total assets reported in the June 30, Report of Condition.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC R Regulatory Capital

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

			2023-03-31

Part I. Regulatory Capital Components and Ratios
Common Equity Tier 1 Capital
	Common stock plus related surplus, net of treasury stock and unearned employee stock ownership plan (ESOP) shares		13,667
	Retained earnings		54,685
	To be completed only by institutions that have adopted ASU 2016-13: Does your institution have a CECL transition election in effect as of the quarter-end report date?		No
	Accumulated other comprehensive income (AOCI)		(23,029)
	AOCIopt-out election (enter 1 for Yes: enter 0 for No.) (Advanced approaches institutions must enter 0 for No.)		Yes
	Common equity tier 1 minority interest includable in common equity tier 1 capital		0
	Common equity tier 1 capital before adjustments and deductions		45,323
Common Equity Tier 1 Capital: Adjustments and Deductions
	LESS:Goodwill net of associated deferred tax liabilities (DTLs)		5,012
	LESS:Intangible assets (other than goodwill and mortgage servicing assets (MSAs)), net of associated DTLs		0
	LESS:Deferred tax assets (DTAs) that arise from net operating loss and tax credit carryforwards, net of any related valuation allowances and net of DTLs		0
	AOCI-related adjustments
		LESS: Net unrealized gains (losses) on available-for-sale securities (if a gain, report as a positive value: if a loss, report as a negative value)	(23,029)
		LESS: Accumulated net gains (losses) on cash flow hedges (if a gain, report as a positive value: if a loss, report as a negative value)	0
		LESS: Amounts recorded in AOCI attributed to defined benefit postretirement plans resulting from the initial and subsequent application of the relevant GAAP standards that pertain to such plans (if a gain, report as a positive value: if a loss, report as a negative value)	0
		LESS: Net unrealized gains (losses) on held-to-maturity securities that are included in AOCI (if a gain, report as a positive value: if a loss, report as a negative value)	0
		LESS: Accumulated net gain (loss) on cash flow hedges included in AOCI, net of applicable income taxes, that relate to the hedging of items that are not recognized at fair value on the balance sheet (if a gain, report as a positive value: if a loss, report as a negative value) (To be completed only by institutions that entered 0 for No in item 3.a)	0
	Other deductions from (additions to) common equity tier 1 capital before threshold-based deductions:
		LESS: Unrealized net gain (loss) related to changes in the fair value of liabilities that are due to changes in own credit risk (if a gain, report as a positive value: if a loss, report as a negative value)	0
		LESS: All other deductions from (additions to) common equity tier 1 capital before threshold-based deductions	0
	Subtotal (Non-advanced Approaches Institutions)		63,340
		LESS: Investments in the capital of unconsolidated financial institutions, net of associated DTLs, that exceed 25 percent of Subtotal (Non-advanced Approaches Institutions)	0
		LESS: MSAs, net of associated DTLs, that exceed 25 percent of Subtotal (Non-advanced Approaches Institutions)	0
		LESS: DTAs arising from temporary differences that could not be realized through net operating loss carrybacks, net of related valuation allowances and net of DTLs, that exceed 25 percent of Subtotal (Non-advanced Approaches Institutions)	0
	LESS: Deductions applied to common equity tier 1 capital due to insufficient amounts of additional tier 1 capital and tier 2 capital to cover deductions (Non-advanced Approaches Institutions)		0
	Total adjustments and deductions for common equity tier 1 capital (Non-advanced Approaches Institutions)		0
	Common equity tier 1 capital (Non-advanced Approaches Institutions)		63,340
Additional Tier 1 Capital
	Additional tier 1 capital instruments plus related surplus		0
	Non-qualifying capital instruments subject to phase out from additional tier 1 capital		0
	Tier1 minority interest not included in common equity tier 1 capital		0
	Additional tier 1 capital before deductions		0
	LESS: Additional tier 1 capital deductions		0
	Additional tier 1 capital		0
Tier 1 Capital
	Tier 1 capital		63,340
Total Assets for the Leverage Ratio
	Average total consolidated assets		625,509
	LESS: Deductions from common equity tier 1 capital and additional tier 1 capital		5,012
	LESS: Other deductions from (additions to) assets for leverage ratio purposes		0
	Total assets for the leverage ratio		620,497
Leverage Ratio
	Leverage ratio		10.21

	Does your institution have a community bank leverage ratio (CBLR) framework election in effect as of the quarter-end report date?		Yes
To be completed only by non-advanced approaches institutions that elect to use the Standardized Approach for Counterparty Credit Risk (SA-CCR) for purposes of the standardized approach and supplementary leverage ratio (For the December 31 report date only)
	Standardized Approach for Counterparty Credit Risk opt-in election		No
Qualifying Criteria and Other Information for CBLR Institutions
	Total assets (must be less than $10 billion)		607,733
	Trading assets and trading liabilities		0
	Trading assets and trading liabilities (% of Total Assests)		0
	Off-balance sheet exposures
		Unused portion of conditionally cancellable commitments	59,074
		Securities lent and borrowed	0
		Other off-balance sheet exposures	150
		Total off-balance sheet exposures	59,224
		Total off-balance sheet exposures (% of Total Assests (25% limit))	9.75
	Unconditionally cancellable commitments		8,004
	Investments in the tier 2 capital of unconsolidated financial institutions		0
	Allocated transfer risk reserve		0
	Amount of allowances for credit losses on purchased credit-deteriorated assets:
		Loans and leases held for investment	0
		Held-to-maturity debt securities	0
		Other financial assets measured at amortized cost	0
Tier 2 Capital (Non CBLR Institutions)
	Tier 2 capital instruments plus related surplus		0
	Non-qualifying capital instruments subject to phase out from tier 2 capital		0
	Total capital minority interest that is not included in tier 1 capital		0
	Allowance for loan and lease losses includable in tier 2 capital		0
	Tier 2 capital before deductions		0
	LESS: Tier 2 capital deductions		0
	Tier 2 capital		0
Total Capital
	Total capital		0
Total Risk-Weighted Assets
	Total risk-weighted assets (from Schedule RC-R, Part II, item 31)		0
Risk-Based Capital Ratios
	Common equity tier 1 capital ratio		0
	Tier1 capital ratio		0
	Total capital ratio		0
Capital Buffer
	Institution-specific capital buffer necessary to avoid limitations on distributions and discretionary bonus payments:
		Capital conservation buffer	0
	Eligible retained income		0
	Distributions and discretionary bonus payments during the quarter		0

Supplementary Leverage Ratio
	Advanced approaches institutions and institutions subject to Category III capital standards only: Supplementary leverage ratio information:
		Total leverage exposure	0
		Supplementary leverage ratio	0
Part II. Risk-Weighted Assets
Balance Sheet Asset Categories (Allocation by Risk-Weight Category)
	Cash and balances due from depository institutions (Totals From Schedule RC)		0
	Cash and balances due from depository institutions (Adjustments to Totals)		0
	Cash and balances due from depository institutions (0%)		0
	Cash and balances due from depository institutions (20%)		0
	Cash and balances due from depository institutions (50%)		0
	Cash and balances due from depository institutions (100%)		0
	Cash and balances due from depository institutions (150%)		0
	Securities:
		Held-to-maturity securities (Totals From Schedule RC)	0
		Held-to-maturity securities (Adjustments to Totals)	0
		Held-to-maturity securities (0%)	0
		Held-to-maturity securities (2%)	0
		Held-to-maturity securities (4%)	0
		Held-to-maturity securities (20%)	0
		Held-to-maturity securities (50%)	0
		Held-to-maturity securities (100%)	0
		Held-to-maturity securities (150%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (Totals From Schedule RC)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (Adjustments to Totals)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (0%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (2%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (4%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (20%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (50%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (100%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (150%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (250%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (300%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (600%)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (Exposure Amount by Other Risk Weighting Approach)	0
		Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
	Federal funds sold and securities purchased under agreements to resell:
		Federal funds sold (Totals From Schedule RC)	0
		Federal funds sold (0%)	0
		Federal funds sold (20%)	0
		Federal funds sold (50%)	0
		Federal funds sold (100%)	0
		Federal funds sold (150%)	0
		Securities purchased under agreements to resell (Totals From Schedule RC)	0
		Securities purchased under agreements to resell (Adjustments to Totals)	0
	Loans and leases held for sale:
		Residential mortgage exposures (Totals From Schedule RC)	0
		Residential mortgage exposures (Adjustments to Totals)	0
		Residential mortgage exposures (0%)	0
		Residential mortgage exposures (20%)	0
		Residential mortgage exposures (50%)	0
		Residential mortgage exposures (100%)	0
		Residential mortgage exposures (Exposure Amount by Other Risk Weighting Approach)	0
		Residential mortgage exposures (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
		High volatility commercial real estate exposures (Totals From Schedule RC)	0
		High volatility commercial real estate exposures (Adjustments to Totals)	0
		High volatility commercial real estate exposures (0%)	0
		High volatility commercial real estate exposures (20%)	0
		High volatility commercial real estate exposures (50%)	0
		High volatility commercial real estate exposures (100%)	0
		High volatility commercial real estate exposures (150%)	0
		High volatility commercial real estate exposures (Exposure Amount by Other Risk Weighting Approach)	0
		High volatility commercial real estate exposures (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
		Exposures past due 90 days or more or on nonaccrual (Totals From Schedule RC)	0
		Exposures past due 90 days or more or on nonaccrual (Adjustments to Totals)	0
		Exposures past due 90 days or more or on nonaccrual (0%)	0
		Exposures past due 90 days or more or on nonaccrual (2%)	0
		Exposures past due 90 days or more or on nonaccrual (4%)	0
		Exposures past due 90 days or more or on nonaccrual (20%)	0
		Exposures past due 90 days or more or on nonaccrual (50%)	0
		Exposures past due 90 days or more or on nonaccrual (100%)	0
		Exposures past due 90 days or more or on nonaccrual (150%)	0
		Exposures past due 90 days or more or on nonaccrual (Exposure Amount by Other Risk Weighting Approach)	0
		Exposures past due 90 days or more or on nonaccrual (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
		All other exposures (Totals From Schedule RC)	0
		All other exposures (Adjustments to Totals)	0
		All other exposures (0%)	0
		All other exposures (2%)	0
		All other exposures (4%)	0
		All other exposures (20%)	0
		All other exposures (50%)	0
		All other exposures (100%)	0
		All other exposures (150%)	0
		All other exposures (Exposure Amount by Other Risk Weighting Approach)	0
		All other exposures (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
	Loans and leases, net of unearned income:
		Residential mortgage exposures (Totals From Schedule RC)	0
		Residential mortgage exposures (Adjustments to Totals)	0
		Residential mortgage exposures (0%)	0
		Residential mortgage exposures (20%)	0
		Residential mortgage exposures (50%)	0
		Residential mortgage exposures (100%)	0
		Residential mortgage exposures (Exposure Amount by Other Risk Weighting Approach)	0
		Residential mortgage exposures (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
		Highvolatility commercial real estate exposures (Totals From Schedule RC)	0
		Highvolatility commercial real estate exposures (Adjustments to Totals)	0
		Highvolatility commercial real estate exposures (0%)	0
		Highvolatility commercial real estate exposures (20%)	0
		Highvolatility commercial real estate exposures (50%)	0
		Highvolatility commercial real estate exposures (100%)	0
		Highvolatility commercial real estate exposures (150%)	0
		Highvolatility commercial real estate exposures (Exposure Amount by Other Risk Weighting Approach)	0
		Highvolatility commercial real estate exposures (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
		Exposures past due 90 days or more or on nonaccrual (Totals From Schedule RC)	0
		Exposures past due 90 days or more or on nonaccrual (Adjustments to Totals)	0
		Exposures past due 90 days or more or on nonaccrual (0%)	0
		Exposures past due 90 days or more or on nonaccrual (2%)	0
		Exposures past due 90 days or more or on nonaccrual (4%)	0
		Exposures past due 90 days or more or on nonaccrual (20%)	0
		Exposures past due 90 days or more or on nonaccrual (50%)	0
		Exposures past due 90 days or more or on nonaccrual (100%)	0
		Exposures past due 90 days or more or on nonaccrual (150%)	0
		Exposures past due 90 days or more or on nonaccrual (Exposure Amount by Other Risk Weighting Approach)	0
		Exposures past due 90 days or more or on nonaccrual (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
		All other exposures (Totals From Schedule RC)	0
		All other exposures (Adjustments to Totals)	0
		All other exposures (0%)	0
		All other exposures (2%)	0
		All other exposures (4%)	0
		All other exposures (20%)	0
		All other exposures (50%)	0
		All other exposures (100%)	0
		All other exposures (150%)	0
		All other exposures (Exposure Amount by Other Risk Weighting Approach)	0
		All other exposures (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
	LESS: Allowance for loan and lease losses (Totals From Schedule RC)		4,624
	LESS: Allowance for loan and lease losses (Adjustments to Totals)		4,624

	Trading assets (Totals From Schedule RC)		0
	Trading assets (Adjustments to Totals)		0
	Trading assets (0%)		0
	Trading assets (2%)		0
	Trading assets (4%)		0
	Trading assets (20%)		0
	Trading assets (50%)		0
	Trading assets (100%)		0
	Trading assets (150%)		0
	Trading assets (250%)		0
	Trading assets (300%)		0
	Trading assets (400%)		0
	Trading assets (600%)		0
	Trading assets (Exposure Amount by Other Risk Weighting Approach)		0
	Trading assets (Risk Weighted Asset Ammount by Other Risk Weighting Approach)		0
	All other assets
	All other assets (Totals From Schedule RC)		0
	All other assets (Adjustments to Totals)		0
	All other assets (0%)		0
	All other assets (2%)		0
	All other assets (4%)		0
	All other assets (20%)		0
	All other assets (50%)		0
	All other assets (100%)		0
	All other assets (150%)		0
	All other assets (250%)		0
	All other assets (300%)		0
	All other assets (400%)		0
	All other assets (600%)		0
	All other assets (Exposure Amount by Other Risk Weighting Approach)		0
	All other assets (Risk Weighted Asset Ammount by Other Risk Weighting Approach)		0
		Separate account bank-owned life insurance (Exposure Amount by Other Risk Weighting Approach)	0
		Separate account bank-owned life insurance (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
		Default fund contributions to central counterparties (Exposure Amount by Other Risk Weighting Approach)	0
		Default fund contributions to central counterparties (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
Securitization Exposures: On-and Off-Balance Sheet
	On-balance sheet securitization exposures:
		Held-to-maturity securities (Totals)	0
		Held-to-maturity securities (Adjustments to Totals)	0
		Held-to-maturity securities (Allocation by Risk-WeightCategory(Exposure Amount) 1250%)	0
		Held-to-maturity securities (Total Risk-Weighted Asset Amount by Calculation Methodology - Simplified Supervisory Formula Approach)	0
		Held-to-maturity securities (Total Risk-Weighted Asset Amount by Calculation Methodology - Gross-Up)	0
		Available-for-sale securities (Totals)	0
		Available-for-sale securities (Adjustments to Totals)	0
		Available-for-sale securities (Allocation by Risk-WeightCategory(Exposure Amount) 1250%)	0
		Available-for-sale securities (Total Risk-Weighted Asset Amount by Calculation Methodology - Simplified Supervisory Formula Approach)	0
		Available-for-sale securities (Total Risk-Weighted Asset Amount by Calculation Methodology - Gross-Up)	0
		Trading assets (Totals)	0
		Trading assets (Adjustments to Totals)	0
		Trading assets (Allocation by Risk-WeightCategory(Exposure Amount) 1250%)	0
		Trading assets (Total Risk-Weighted Asset Amount by Calculation Methodology - Simplified Supervisory Formula Approach)	0
		Trading assets (Total Risk-Weighted Asset Amount by Calculation Methodology - Gross-Up)	0
		All other on-balance sheet securitization exposures (Totals)	0
		All other on-balance sheet securitization exposures (Adjustments to Totals)	0
		All other on-balance sheet securitization exposures (Allocation by Risk-WeightCategory(Exposure Amount) 1250%)	0
		All other on-balance sheet securitization exposures (Total Risk-Weighted Asset Amount by Calculation Methodology - Simplified Supervisory Formula Approach)	0
		All other on-balance sheet securitization exposures (Total Risk-Weighted Asset Amount by Calculation Methodology - Gross-Up)	0
	Off-balance sheet securitization exposures (Totals)		0
	Off-balance sheet securitization exposures (Adjustments to Totals)		0
	Off-balance sheet securitization exposures (Allocation by Risk-WeightCategory(Exposure Amount) 1250%)		0
	Off-balance sheet securitization exposures (Total Risk-Weighted Asset Amount by Calculation Methodology - Simplified Supervisory Formula Approach)		0
	Off-balance sheet securitization exposures (Total Risk-Weighted Asset Amount by Calculation Methodology - Gross-Up)		0
	Total balance sheet assets (Totals From Schedule RC)		607,733
	Total balance sheet assets (Adjustments to Totals)		0
	Total balance sheet assets (0%)		0
	Total balance sheet assets (2%)		0
	Total balance sheet assets (4%)		0
	Total balance sheet assets (20%)		0
	Total balance sheet assets (50%)		0
	Total balance sheet assets (100%)		0
	Total balance sheet assets (150%)		0
	Total balance sheet assets (250%)		0
	Total balance sheet assets (300%)		0
	Total balance sheet assets (400%)		0
	Total balance sheet assets (600%)		0
	Total balance sheet assets (1250%)		0
	Total balance sheet assets (Exposure Amount by Other Risk Weighting Approach)		0
Derivatives, Off-Balance Sheet Items, and Other Items Subject to Risk-Weighting (Excluding Securitization Exposure)
	Financial standby letters of credit (Face, Notional,or Other Amount)		0
	Financial standby letters of credit (Credit Equivalent Amount)		0
	Financial standby letters of credit (0%)		0
	Financial standby letters of credit (2%)		0
	Financial standby letters of credit (4%)		0
	Financial standby letters of credit (20%)		0
	Financial standby letters of credit (50%)		0
	Financial standby letters of credit (100%)		0
	Financial standby letters of credit (150%)		0
	Performance standby letters of credit and transaction-related contingent items (Face, Notional,or Other Amount)		0
	Performance standby letters of credit and transaction-related contingent items (Credit Equivalent Amount)		0
	Performance standby letters of credit and transaction-related contingent items (0%)		0
	Performance standby letters of credit and transaction-related contingent items (20%)		0
	Performance standby letters of credit and transaction-related contingent items (50%)		0
	Performance standby letters of credit and transaction-related contingent items (100%)		0
	Performance standby letters of credit and transaction-related contingent items (150%)		0
	Commercial and similar letters of credit with an original maturity of one year or less (Face, Notional,or Other Amount)		0
	Commercial and similar letters of credit with an original maturity of one year or less (Credit Equivalent Amount)		0
	Commercial and similar letters of credit with an original maturity of one year or less (0%)		0
	Commercial and similar letters of credit with an original maturity of one year or less (2%)		0
	Commercial and similar letters of credit with an original maturity of one year or less (4%)		0
	Commercial and similar letters of credit with an original maturity of one year or less (20%)		0
	Commercial and similar letters of credit with an original maturity of one year or less (50%)		0
	Commercial and similar letters of credit with an original maturity of one year or less (100%)		0
	Commercial and similar letters of credit with an original maturity of one year or less (150%)		0
	Retained recourse on small business obligations sold with recourse (Face, Notional,or Other Amount)		0
	Retained recourse on small business obligations sold with recourse (Credit Equivalent Amount)		0
	Retained recourse on small business obligations sold with recourse (0%)		0
	Retained recourse on small business obligations sold with recourse (20%)		0
	Retained recourse on small business obligations sold with recourse (50%)		0
	Retained recourse on small business obligations sold with recourse (100%)		0
	Retained recourse on small business obligations sold with recourse (150%)		0
	Repo-style transactions (Face, Notional,or Other Amount)		0
	Repo-style transactions (Credit Equivalent Amount)		0
	Repo-style transactions (0%)		0
	Repo-style transactions (2%)		0
	Repo-style transactions (4%)		0
	Repo-style transactions (20%)		0
	Repo-style transactions (50%)		0
	Repo-style transactions (100%)		0
	Repo-style transactions (150%)		0
	Repo-style transactions (Exposure Amount by Other Risk Weighting Approach)		0
	Repo-style transactions (Risk Weighted Asset Ammount by Other Risk Weighting Approach)		0
	All other off-balance sheet liabilities (Face, Notional,or Other Amount)		0
	All other off-balance sheet liabilities (Credit Equivalent Amount)		0
	All other off-balance sheet liabilities (0%)		0
	All other off-balance sheet liabilities (20%)		0
	All other off-balance sheet liabilities (50%)		0
	All other off-balance sheet liabilities (100%)		0
	All other off-balance sheet liabilities (150%)		0
	Unused Commitments:
		Original maturity of one year or less (Face, Notional,or Other Amount)	0
		Original maturity of one year or less (Credit Equivalent Amount)	0
		Original maturity of one year or less (0%)	0
		Original maturity of one year or less (2%)	0
		Original maturity of one year or less (4%)	0
		Original maturity of one year or less (20%)	0
		Original maturity of one year or less (50%)	0
		Original maturity of one year or less (100%)	0
		Original maturity of one year or less (150%)	0
		Original maturity of one year or less (Exposure Amount by Other Risk Weighting Approach)	0
		Original maturity of one year or less (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
		Original maturity exceeding one year (Face, Notional,or Other Amount)	0
		Original maturity exceeding one year (Credit Equivalent Amount)	0
		Original maturity exceeding one year (0%)	0
		Original maturity exceeding one year (2%)	0
		Original maturity exceeding one year (4%)	0
		Original maturity exceeding one year (20%)	0
		Original maturity exceeding one year (50%)	0
		Original maturity exceeding one year (100%)	0
		Original maturity exceeding one year (150%)	0
		Original maturity exceeding one year (Exposure Amount by Other Risk Weighting Approach)	0
		Original maturity exceeding one year (Risk Weighted Asset Ammount by Other Risk Weighting Approach)	0
	Unconditionally cancelable commitments (Face, Notional,or Other Amount)		0
	Unconditionally cancelable commitments (Credit Equivalent Amount)		0
	Over-the-counter derivatives (Credit Equivalent Amount)		0
	Over-the-counter derivatives (0%)		0
	Over-the-counter derivatives (2%)		0
	Over-the-counter derivatives (4%)		0
	Over-the-counter derivatives (10%)		0
	Over-the-counter derivatives (20%)		0
	Over-the-counter derivatives (50%)		0
	Over-the-counter derivatives (100%)		0
	Over-the-counter derivatives (150%)		0
	Over-the-counter derivatives (Exposure Amount by Other Risk Weighting Approach)		0
	Over-the-counter derivatives (Risk Weighted Asset Ammount by Other Risk Weighting Approach)		0
	Centrally cleared derivatives (Credit Equivalent Amount)		0
	Centrally cleared derivatives (0%)		0
	Centrally cleared derivatives (2%)		0
	Centrally cleared derivatives (4%)		0
	Centrally cleared derivatives (20%)		0
	Centrally cleared derivatives (50%)		0
	Centrally cleared derivatives (100%)		0
	Centrally cleared derivatives (150%)		0
	Unsettled transactions (failed trades) (Face, Notional,or Other Amount)		0
	Unsettled transactions (failed trades) (0%)		0
	Unsettled transactions (failed trades) (20%)		0
	Unsettled transactions (failed trades) (50%)		0
	Unsettled transactions (failed trades) (100%)		0
	Unsettled transactions (failed trades) (150%)		0
	Unsettled transactions (failed trades) (625%)		0
	Unsettled transactions (failed trades) (937.5%)		0
	Unsettled transactions (failed trades) (1250%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (0%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (2%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (4%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (10%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (20%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (50%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (100%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (150%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (250%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (300%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (400%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (600%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (625%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (937.5%)		0
	Total assets, derivatives, off-balance sheet items, and other items subject to risk weighting by risk-weight category (1250%)		0
	Risk-weighted assets by risk-weight category (0%)		0
	Risk-weighted assets by risk-weight category (2%)		0
	Risk-weighted assets by risk-weight category (4%)		0
	Risk-weighted assets by risk-weight category (10%)		0
	Risk-weighted assets by risk-weight category (20%)		0
	Risk-weighted assets by risk-weight category (50%)		0
	Risk-weighted assets by risk-weight category (100%)		0
	Risk-weighted assets by risk-weight category (150%)		0
	Risk-weighted assets by risk-weight category (250%)		0
	Risk-weighted assets by risk-weight category (300%)		0
	Risk-weighted assets by risk-weight category (400%)		0
	Risk-weighted assets by risk-weight category (600%)		0
	Risk-weighted assets by risk-weight category (625%)		0
	Risk-weighted assets by risk-weight category (937.5%)		0
	Risk-weighted assets by risk-weight category (1250%)		0
	Risk-weighted assets base for purposes of calculating the allowance for loan and lease losses 1.25 percent threshold		0
	Standardized market-risk weighted assets (applicable only to banks that are covered by the market risk capital rule)		0
	Risk-weighted assets before deductions for excess allowance of loan and lease losses and allocated risk transfer risk reserve		0
	LESS: Excess allowance for loan and lease losses		0
	LESS: Allocated transfer risk reserve		0
	Total risk-weighted assets		0
Memoranda
	Current credit exposure across all derivative contracts covered by the regulatory capital rules		0
	Notional principal amounts of over-the-counter derivative contracts (With a remaining maturity of):
	Interest rate (One year or less)		0
	Interest rate (Over one year through five years)		0
	Interest rate (Over five years)		0
	Foreign exchange rate and gold (One year or less)		0
	Foreign exchange rate and gold (Over one year through five years)		0
	Foreign exchange rate and gold (Over five years)		0
	Credit (investment grade reference asset) (One year or less)		0
	Credit (investment grade reference asset) (Over one year through five years)		0
	Credit (investment grade reference asset) (Over five years)		0
	Credit (non-investment grade reference asset) (One year or less)		0
	Credit (non-investment grade reference asset) (Over one year through five years)		0
	Credit (non-investment grade reference asset) (Over five years)		0
	Equity (One year or less)		0
	Equity (Over one year through five years)		0
	Equity (Over five years)		0
	Precious metals (except gold) (One year or less)		0
	Precious metals (except gold) (Over one year through five years)		0
	Precious metals (except gold) (Over five years)		0
	Other (One year or less)		0
	Other (Over one year through five years)		0
	Other (Over five years)		0
	Notional principal amounts of centrally cleared derivative contracts:
	Interest rate (One year or less)		0
	Interest rate (Over one year through five years)		0
	Interest rate (Over five years)		0
	Foreign exchange rate and gold (One year or less)		0
	Foreign exchange rate and gold (Over one year through five years)		0
	Foreign exchange rate and gold (Over five years)		0
	Credit (investment grade reference asset) (One year or less)		0
	Credit (investment grade reference asset) (Over one year through five years)		0
	Credit (investment grade reference asset) (Over five years)		0
	Credit (non-investment grade reference asset) (One year or less)		0
	Credit (non-investment grade reference asset) (Over one year through five years)		0
	Credit (non-investment grade reference asset) (Over five years)		0
	Equity (One year or less)		0
	Equity (Over one year through five years)		0
	Equity (Over five years)		0
	Precious metals (except gold) (One year or less)		0
	Precious metals (except gold) (Over one year through five years)		0
	Precious metals (except gold) (Over five years)		0
	Other (One year or less)		0
	Other (Over one year through five years)		0
	Other (Over five years)		0
	Amount of allowances for credit losses on purchased credit-deteriorated assets(should be completed only by institutions that have adopted ASU 2016-13.):
	Loans and leases held for investment		0
	Held-to-maturity debt securities		0
	Other financial assets measured at amortized cost		0

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RC T Fiduciary and Related Services

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-03-31

Does the institution have fiduciary powers?				No
Does the institution exercise the fiduciary powers it has been granted?				No
Does the institution have any fiduciary or related activity (in the form of assets or accounts) to report in this schedule?				No

FIDUCIARY AND RELATED ASSETS
Personal trust and agency accounts Managed Assets				0
Personal trust and agency accounts Non-Managed Assets				0
Personal trust and agency accounts Number of Managed Accounts				0
Personal trust and agency accounts Number of Non-Managed Accounts				0

Employee benefit and retirement related trust and agency accounts:
	Employee benefit--defined contribution Managed Assets			0
	Employee benefit--defined contribution Non-Managed Assets			0
	Employee benefit--defined contribution Number of Managed Accounts			0
	Employee benefit--defined contribution Number of Non-Managed Accounts			0

	Employee benefit--defined benefit Managed Assets			0
	Employee benefit--defined benefit Non-Managed Assets			0
	Employee benefit--defined benefit Number of Managed Accounts			0
	Employee benefit--defined benefit Number of Non-Managed Accounts			0

	Other employee benefit and retirement-related accounts Managed Assets			0
	Other employee benefit and retirement-related accounts Non-Managed Assets			0
	Other employee benefit and retirement-related accounts Number of Managed Accounts			0
	Other employee benefit and retirement-related accounts Number of Non-Managed Accounts			0

Corporate trust and agency accounts Managed Assets				0
Corporate trust and agency accounts Non-Managed Assets				0
Corporate trust and agency accounts Number of Managed Accounts				0
Corporate trust and agency accounts Number of Non-Managed Accounts				0

Investment management and investment advisory agency accounts Managed Assets				0
Investment management and investment advisory agency accounts Non-Managed Assets				0
Investment management and investment advisory agency accounts Number of Managed Accounts				0
Investment management and investment advisory agency accounts Number of Non-Managed Accounts				0

Foundation and endowment trust and agency accounts Managed Assets				0
Foundation and endowment trust and agency accounts Non-Managed Assets				0
Foundation and endowment trust and agency accounts Number of Managed Accounts				0
Foundation and endowment trust and agency accounts Number of Non-Managed Accounts				0

Other fiduciary accounts Managed Assets				0
Other fiduciary accounts Non-Managed Assets				0
Other fiduciary accounts Number of Managed Accounts				0
Other fiduciary accounts Number of Non-Managed Accounts				0

Total fiduciary accounts Managed Assets				0
Total fiduciary accounts Non-Managed Assets				0
Total fiduciary accounts Number of Managed Accounts				0
Total fiduciary accounts Number of Non-Managed Accounts				0

Custody and safekeeping accounts Non-Managed Assets				0
Custody and safekeeping accounts Number of Non-Managed Accounts				0

Individual Retirement Accounts, Health Savings Accounts, and other similar accounts Managed Assets				0
Individual Retirement Accounts, Health Savings Accounts, and other similar accounts Non-Managed Assets				0
Individual Retirement Accounts, Health Savings Accounts, and other similar accounts Number of Managed Accounts				0
Individual Retirement Accounts, Health Savings Accounts, and other similar accounts Number of Non-Managed Accounts				0

FIDUCIARY AND RELATED SERVICES INCOME
Personal trust and agency accounts				0
Employee benefit and retirement-related trust and agency accounts:
	Employee benefit - defined contribution			0
	Employee benefit - defined benefit			0
	Other retirement accounts			0
Corporate trust and agency accounts				0
Investment management and investment advisory agency accounts				0
Foundation and endowment trust and agency accounts				0
Other fiduciary accounts				0
Custody and safekeeping accounts				0
Other fiduciary and related services income				0
Total gross fiduciary and related services income				0
Less: Expenses				0
Less: Net losses from fiduciary and related services				0
Plus: Intracompany income credits for fiduciary and related services				0
Net fiduciary and related services income				0

Memoranda
	Managed assets held in fiduciary accounts:
		Noninterest-bearing deposits (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Noninterest-bearing deposits (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Noninterest-bearing deposits (All Other Accounts)		0

		Interest-bearing deposits (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Interest-bearing deposits (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Interest-bearing deposits (All Other Accounts)		0

		U.S. Treasury and U.S. Government agency obligations (Personal Trust and Agency and Investment Management Agency Accounts)		0
		U.S. Treasury and U.S. Government agency obligations (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		U.S. Treasury and U.S. Government agency obligations (All Other Accounts)		0

		State, county, and municipal obligations (Personal Trust and Agency and Investment Management Agency Accounts)		0
		State, county, and municipal obligations (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		State, county, and municipal obligations (All Other Accounts)		0

		Money market mutual funds (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Money market mutual funds (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Money market mutual funds (All Other Accounts)		0

		Equity mutual funds (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Equity mutual funds (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Equity mutual funds (All Other Accounts)		0

		Other mutual funds (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Other mutual funds (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Other mutual funds (All Other Accounts)		0

		Common trust funds and collective investment funds (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Common trust funds and collective investment funds (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Common trust funds and collective investment funds (All Other Accounts)		0

		Other short-term obligations (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Other short-term obligations (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Other short-term obligations (All Other Accounts)		0

		Other notes and bonds (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Other notes and bonds (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Other notes and bonds (All Other Accounts)		0

		Investments in unregistered funds and private equity investments (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Investments in unregistered funds and private equity investments (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Investments in unregistered funds and private equity investments (All Other Accounts)		0

		Other common and preferred stocks (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Other common and preferred stocks (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Other common and preferred stocks (All Other Accounts)		0

		Real estate mortgages (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Real estate mortgages (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Real estate mortgages (All Other Accounts)		0

		Real estate (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Real estate (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Real estate (All Other Accounts)		0

		Miscellaneous assets (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Miscellaneous assets (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Miscellaneous assets (All Other Accounts)		0

		Total managed assets held in fiduciary accounts (Personal Trust and Agency and Investment Management Agency Accounts)		0
		Total managed assets held in fiduciary accounts (Employee Benefit and Retirement-Related Trust and Agency Accounts)		0
		Total managed assets held in fiduciary accounts (All Other Accounts)		0

		Investments of managed fiduciary accounts in advised or sponsored mutual funds (Managed Assets)		0
		Investments of managed fiduciary accounts in advised or sponsored mutual funds (Number of Managed Accounts)		0

	Corporate trust and agency accounts:
		Corporate and municipal trusteeships Number of Issues		0
		Corporate and municipal trusteeships Principal Amount		0
			Issues reported in Memorandum item above that are in default Number of Issues	0
			Issues reported in Memorandum item above that are in default Principal Amount	0
		Transfer agent, registrar, paying agent, and other corporate agency Number of Issues		0

	Collective investment funds and common trust funds:
		Domestic equity Number of Funds		0
		Domestic equity Market Value of Fund Assets		0
		International/Global equity Number of Funds		0
		International/Global equity Market Value of Fund Assets		0
		Stock/Bond blend Number of Funds		0
		Stock/Bond blend Market Value of Fund Assets		0
		Taxable bond Number of Funds		0
		Taxable bond Market Value of Fund Assets		0
		Municipal bond Number of Funds		0
		Municipal bond Market Value of Fund Assets		0
		Short term investments/Money market Number of Funds		0
		Short term investments/Money market Market Value of Fund Assets		0
		Specialty/Other Number of Funds		0
		Specialty/Other Market Value of Fund Assets		0
		Total collective investment funds VALUES Number of Funds		0
		Total collective investment funds VALUES Market Value of Fund Assets		0

	Fiduciary settlements, surcharges, and other losses:
		Personal trust and agency accounts (Gross Losses Managed Accounts)		0
		Personal trust and agency accounts (Gross Losses Non-Managed Accounts)		0
		Personal trust and agency accounts (Recoveries)		0
		Employee benefit and retirement-related trust and agency accounts (Gross Losses Managed Accounts)		0
		Employee benefit and retirement-related trust and agency accounts (Gross Losses Non-Managed Accounts)		0
		Employee benefit and retirement-related trust and agency accounts (Recoveries)		0
		Investment management and investment advisory agency accounts (Gross Losses Managed Accounts)		0
		Investment management and investment advisory agency accounts (Gross Losses Non-Managed Accounts)		0
		Investment management and investment advisory agency accounts (Recoveries)		0
		Other fiduciary accounts and related services (Gross Losses Managed Accounts)		0
		Other fiduciary accounts and related services (Gross Losses Non-Managed Accounts)		0
		Other fiduciary accounts and related services (Recoveries)		0
		Total fiduciary settlements, surcharges, and other losses (Gross Losses Managed Accounts)		0
		Total fiduciary settlements, surcharges, and other losses (Gross Losses Non-Managed Accounts)		0
		Total fiduciary settlements, surcharges, and other losses (Recoveries)		0

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule SU Supplemental Information

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

			2023-03-31

Derivatives
Does the institution have any derivative contracts?			No
	Total gross notional amount of interest rate derivatives held for trading		0
	Total gross notional amount of all other derivatives held for trading		0
	Total gross notional amount of interest rate derivatives not held for trading		0
	Total gross notional amount of all other derivatives not held for trading		0

1-4 Family Residential Mortgage Banking Activities
For each of the two calendar quarters preceding the current calendar quarter, did the institution meet one or both of the following mortgage banking activity thresholds: (1) Sales of 1-4 family residential mortgage loans during the calendar quarter exceeded $10 million, or (2) 1-4 family residential mortgage loans held for sale or trading as of calendar quarter-end exceeded $10 million?			No
	Principal amount of 1-4 family residential mortgage loans sold during the quarter		0
	Quarter-end amount of 1-4 family residential mortgage loans held for sale or trading		0

Assets and Liabilities Measured at Fair Value on a Recurring Basis
Does the institution use the fair value option to measure any of its assets or liabilities?			No
	Aggregate amount of fair value option assets		0
	Aggregate amount of fair value option liabilities		0
	Year-to-date net gains (losses) recognized in earnings on fair value option assets		0
	Year-to-date net gains (losses) recognized in earnings on fair value option liabilities		0

Servicing, Securitization and Asset Sale Activities
Does the institution have any assets it has sold and securitized with servicing retained or with recourse or other seller-provided credit enhancements?			No
	Total outstanding principal balance of assets sold and securitized by the reporting institution with servicing retained or with recourse or other seller-provided credit enhancement		0
Does the institution have any assets it has sold with recourse or other seller-provided credit enhancements but has not securitized?			No
	Total outstanding principal balance of assets sold by the reporting institution with recourse or other seller-provided credit enhancements, but not securitized by the reporting institution		0
Does the institution service any closed-end 1-4 family residential mortgage loans for others or does it service more than $10 million of other financial assets for others?			Yes
	Total outstanding principal balance of closed-end 1-4 family residential mortgage loans serviced for others plus the total outstanding principal balance of other financial assets serviced for others if more than $10 million		22,852

Variable Interest Entities
Does the institution have any consolidated variable interest entities?			No
	Total assets of consolidated variable interest entities		0
	Total liabilities of consolidated variable interest entities		0

Credit Card Lending Specialized Items
Does the institution, together with affiliated institutions, have outstanding credit card receivables that exceed $500 million as of the report date or is the institution a credit card specialty bank as defined for Uniform Bank Performance Report purposes?			No
	Outstanding credit card fees and finance charges included in credit cards to individuals for household, family, and other personal expenditures (retail credit cards)		0
	Separate valuation allowance for uncollectible retail credit card fees and finance charges		0
	Amount of allowance for loan and lease losses attributable to retail credit card fees and finance charges		0
	Uncollectible retail credit card fees and finance charges reversed against year-to-date income		0
FDIC Loss-Sharing Agreements
Does the institution have assets covered by FDIC loss-sharing agreements?			No
	Loans and leases covered by FDIC loss-sharing agreements		0
	Past due and nonaccrual loans and leases covered by FDIC loss-sharing agreements:
		Past due 30 through 89 days and still accruing	0
		Past due 90 days and still accruing	0
		Nonaccrual	0
	Portion of past due and nonaccrual covered loans and leases that is protected by FDIC loss-sharing agreements:
		Past due 30 through 89 days and still accruing	0
		Past due 90 days and still accruing	0
		Nonaccrual	0
	Other real estate owned covered by FDIC loss-sharing agreements		0
	Portion of covered other real estate owned that is protected by FDIC loss-sharing agreements		0

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RI Income Statement

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-01-01
				2023-03-31

Interest income:
	Interest and fee income on loans:
		Loans secured by real estate:
			Loans secured by 1-4 family residential properties	1,127
			All other loans secured by real estate	1,671
		Commercial and industrial loans		603
		Loans to individuals for household, family, and other personal expenditures:
			Credit cards	0
			Other (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans)	182
		All other loans**		215
		Total interest and fee income on loans		3,798
	Income from lease financing receivables			0
	Interest income on balances due from depository institutions***			29
	Interest and dividend income on securities:
		U.S. Treasury securities and U.S. Government agency obligations (excluding mortgage backed securities)		45
		Mortgage backed securities		790
		All other securities (includes securities issued by states and political subdivisions in the U.S.)		412
	Interest income on federal funds sold and securities purchased under agreements to resell			0
	Other interest income			25
	Total interest income			5,099

Interest expense:
	Interest on deposits:
		Transaction accounts (interest-bearing demand deposits, NOW accounts ATS accounts, and telephone and preauthorized transfer accounts)		27
		Nontransaction accounts:
			Savings deposits (includes MMDAs)	227
			Time deposits of $250,000 or less	284
			Time deposits of more than $250,000	104
	Expense of federal funds purchased and securities sold under agreements to repurchase			28
	Other interest expense			359
	Total interest expense			1,029

Net interest income				4,070

Provision for loan and lease losses(Institutions that have adopted ASU-2016-13 should report the provisions for credit losses on all financial assets that fall within the scope of the standard)				0
Noninterest income:
	Income from fiduciary activities****			0
	Service charges on deposit accounts			112
	Fees and commissions from securities brokerage, investment banking, advisory,and underwriting activities			35
	Income from insurance activities			5
	Net servicing fees			9
	Net gains (losses) on sales of loans and leases			6
	Net gains (losses) on sales of other real estate owned			72
	Net gains (losses) on sales of other assets			0
	Other noninterest income*			420
	Total noninterest income			659

Realized gains (losses) on held to maturity securities				0
Realized gains (losses) on available for sale securities				(5)

Noninterest expense:
	Salaries and employee benefits			2,076
	Expenses of premises and fixed assets (net of rental income) (excluding salaries and employee benefits and mortgage interest)			292
	Goodwill impairment losses			0
	Amortization expense and impairment losses for other intangible assets			0
	Other noninterest expense*			850
	Total noninterest expense			3,218

Income (loss) before unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations				1,506
Unrealized holding gains (losses) on equity securities not held for trading				0
Income (loss) before applicable income taxes and discontinued operations				1,506
Applicable income taxes				330
Income (loss) before discontinued operations				1,176
Discontinued operations, net of applicable income taxes				0
Net income (loss) attributable to bank and noncontrolling (minority) interests				1,176
LESS: Net income (loss) attributable to noncontrolling (minority) interests				0
Net income (loss) attributable to bank				1,176

Memoranda
	Income on tax exempt loans and leases to states and political subdivisions in the U.S.			37
	Income on tax exempt securities issued by states and political subdivisions in the U.S.			384
	Number of full time equivalent employees at end of current period			91
	Interest and fee income on loans to finance agricultural production and other loans to farmers			175
	If the reporting bank has restated its balance sheet as a result of applying push down accounting this calendar year, report the date of the banks acquisition *******			0
	Does the reporting bank have a Subchapter S election in effect for federal income tax purposes for the current tax year?			No
	Noncash income from negative amortization on closed-end loans secured by 1-4 family residential properties			0
	Other-than-temporary impairment losses on held-to-maturity and available-for-sale debt securities recognized in earnings (included in Schedule RI)			0
* Describe on Schedule RI-E+Explanations
** Includes interest and fee income on Loans to depository institutions and acceptances of other banks, Loans to finance agricultural production and other loans of farmers, Obligations (other than securities and leases) of states and political subdivisions in the U.S., and Other loans.
*** Includes interest income on time certificates of deposit not held for trading.
**** For banks required to complete Schedule RC-T, items 12 through 19, income from fiduciary activities reported in Schedule RI, must equal the amount reported in Schedule RC T, item 19.
***** For banks required to complete Schedule RI, Memorandum trading revenue reported in Schedule RI, item 5.c, must equal the sum of Memorandum items 8.a through 8.d.
****** The asset size tests and the five percent of total loans test are generally based on the total assets and total loans reported on the previous June 30, Report of Condition.
******* For example, a bank acquired on March 1, 20xx, would report 20xx0301.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RI A Changes in Equity Capital

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

							2023-01-01
							2023-03-31

Total equity capital most recently reported for the December 31, Reports of Condition and Income (i.e., after adjustments from amended Reports of Income)							42,007
Restatements due to corrections of material accounting errors and changes in accounting principles*							(581)
Balance end of previous calendar year as restated							41,426
Net income (loss) attributable to bank							1,176
Sale, conversion, acquisition, or retirement of capital stock, net (excluding treasury stock transactions)							0
Treasury stock transactions, net							0
Changes incident to business combinations, net							0
LESS: Cash dividends declared on preferred stock							0
LESS: Cash dividends declared on common stock							0
Other comprehensive income **							2,721
Other transactions with stockholders (including a parent holding company)*							0
Total bank equity capital end of current period							45,323

*Describe on Schedule RI-E+Explanations.
** Includes changes in net unrealized holding gains (losses) on available for sale securities, changes in accumulated net gains (losses) on cash flow hedges, and changes in minimum pension liability adjustments.

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RI BI Charge offs and Recoveries on Loans and Leases

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

				2023-01-01
				2023-03-31

Loans secured by real estate:
	Construction, land development, and other land loans:
		1-4 family residential construction loans ( Charge offs* )		0
		1-4 family residential construction loans ( Recoveries )		0
		Other construction loans and all land development and other land loans( Charge offs* )		0
		Other construction loans and all land development and other land loans ( Recoveries )		0
	Secured by farmland ( Charge offs* )			0
	Secured by farmland ( Recoveries )			0
	Secured by 1 to 4 family residential properties:
		Revolving, open end loans secured by 1 to 4 family residential properties and extended under lines of credit ( Charge offs* )		0
		Revolving, open end loans secured by 1 to 4 family residential properties and extended under lines of credit ( Recoveries )		0
		Closed end loans secured by 1 to 4 family residential properties
			Secured by first liens ( Charge offs* )	0
			Secured by first liens ( Recoveries )	0
			Secured by junior liens ( Charge offs* )	0
			Secured by junior liens ( Recoveries )	1
	Secured by multifamily (5 or more) residential properties ( Charge offs* )			0
	Secured by multifamily (5 or more) residential properties ( Recoveries )			0
	Secured by nonfarm nonresidential properties:
		Loans secured by owner-occupied nonfarm nonresidential properties ( Charge offs* )		0
		Loans secured by owner-occupied nonfarm nonresidential properties ( Recoveries )		7
		Loans secured by other nonfarm nonresidential properties ( Charge offs* )		0
		Loans secured by other nonfarm nonresidential properties ( Recoveries )		0
Commercial and industrial loans ( Charge offs* )				0
Commercial and industrial loans ( Recoveries )				2
Loans to individuals for household, family, and other personal expenditures:
	Credit cards ( Charge offs* )			0
	Credit cards ( Recoveries )			0
	Automobile loans ( Charge offs* )			10
	Automobile loans ( Recoveries )			0
	Other consumer loans (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) ( Charge offs* )			0
	Other consumer loans (includes revolving credit plans other than credit cards, automobile loans, and other consumer loans) ( Recoveries )			0
All other loans** ( Charge offs* )				0
All other loans* ( Recoveries )				0
Lease financing receivables ( Charge offs* )				0
Lease financing receivables ( Recoveries )				0
Total ( Charge offs* )				10
Total ( Recoveries )				10
Memoranda
	Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule RI-B, part I			0
	Loans to finance commercial real estate, construction, and land development activities (not secured by real estate) included in Schedule RI-B, part I			0
	Memorandum item 3 is to be completed by:*** banks with $300 million or more in total assets, and banks with less than $300 million in total assets that have loans to			0
	Memorandum item 3 is to be completed by:*** banks with $300 million or more in total assets, and banks with less than $300 million in total assets that have loans to			0

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RI BII Changes in Allowance for Loan and Lease Losses

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

		2023-01-01
		2023-03-31

Balance most recently reported for the December 31, Reports of Condition and Income. (i.e., after adjustments from amended Reports of Income)(Loans and Leases Held for Investment)		3,811
Balance most recently reported for the December 31, Reports of Condition and Income. (i.e., after adjustments from amended Reports of Income)(Held-to-Maturity Debt Securities)		0
Balance most recently reported for the December 31, Reports of Condition and Income. (i.e., after adjustments from amended Reports of Income)(Available-for-Sale Debt Securities)		0
Recoveries (Loans and Leases Held for Investment)		10
Recoveries (Held-to-Maturity Debt Securities)		0
Recoveries (Available-for-Sale Debt Securities)		0
LESS: Charge offs (Loans and Leases Held for Investment)		10
LESS: Charge offs (Held-to-Maturity Debt Securities)		0
LESS: Charge offs (Available-for-Sale Debt Securities)		0
LESS: Write-downs arising from transfers of financial assets (Loans and Leases Held for Investment)		0
LESS: Write-downs arising from transfers of financial assets (Held-to-Maturity Debt Securities)		0
LESS: Write-downs arising from transfers of financial assets (Available-for-Sale Debt Securities)		0
Provision for credit losses (Loans and Leases Held for Investment)		0
Provision for credit losses (Held-to-Maturity Debt Securities)		0
Provision for credit losses (Available-for-Sale Debt Securities)		0
Adjustments* (Loans and Leases Held for Investment)		813
Adjustments* (Held-to-Maturity Debt Securities)		0
Adjustments* (Available-for-Sale Debt Securities)		0
Balance end of current period (Loans and Leases Held for Investment)		4,624

Balance end of current period (Held-to-Maturity Debt Securities)		0
Balance end of current period (Available-for-Sale Debt Securities)		0
	Provisions for credit losses on other financial assets measured at amortized cost (not included above)	0
	Allowance for credit losses on other financial assets measured at amortized cost (not included above)	0
	Provisions for credit losses on off-balance-sheet credit exposures	0
* Include write-downs arising from transfers of loans to the held-for-sale-account.
** Includes charge offs and recoveries on Loans to finance agricultural production and other loans to farmers, Obligations (other than securities and leases) of states and political
**** Describe on Schedule RI-E+Explanations

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.

BankOrion Financial Reports - BankORION

BankORION

Schedule RI E Explanations

Quarter Ended	:	2023-03-31
Updated	:	2023-05-17

(USD, in thousands)

		2023-01-01
		2023-03-31

Other noninterest income
	Income and fees from the printing and sale of checks	0
	Earnings on/increase in value of cash surrender value of life insurance	0
	Income and fees from automated teller machines (ATMs)	0
	Rent and other income from other real estate owned	0
	Safe deposit box rent	0
	Bank card and credit card interchange fees	0
	Income and fees from wire transfers	0
	TEXT4461	0
	TEXT4462	0
	TEXT4463	0

Other noninterest expense
	Data processing expenses	0
	Advertising and marketing expenses	0
	Directors fees	0
	Printing, stationery, and supplies	0
	Postage	0
	Legal fees and expenses	0
	FDIC deposit insurance assessments	0
	Accounting and auditing expenses	0
	Consulting and advisory expenses	0
	Automated teller machine (ATM) and interchange expenses	0
	Telecommunications expenses	0
	Other real estate owned expenses	0
	Insurance expenses (not included in employee expenses, premises and fixed asset expenses, and other real estate owned expenses)	0
	TEXT4464	0
	TEXT4467	0
	TEXT4468	0

Extraordinary items and other adjustments and applicable income tax effect (from Schedule RI) (itemize and describe all extraordinary items and other adjustments):
	TEXT4469	0
	Applicable income tax effect	0
	TEXT4487	0
	Applicable income tax effect	0
	TEXT4489	0
	Applicable income tax effect	0

Cumulative effect of changes in accounting principles and corrections of material acccounting errors
	Effect of adoption of current expected credit losses methodology - ASU 2016-13	(581)
	Effect of adoption of lease accounting standard - ASC Topic 842	0
	TEXTB526	0
	TEXTB527	0

Other transactions with parent holding company (from Schedule RI-A)(itemize and describe all such transactions):
	TEXT4498	0
	TEXT4499	0

Adjustments to allowance for credit losses:
	Initial allowances for credit losses recognized upon the acquisition of purchased credit deteriorated assets on or after the effective date of ASU-2016-13	0
	Effect of adoption of current expected credit losses methodology on allowances for credit losses on loans and leases held for investment and held-to-maturity debt securities	813
	TEXT4521	0
	TEXT4522	0

Other explanations:
	Comments?	No

This statement has not been reviewed or confirmed for accuracy or relevance by any member of the FFIEC.